Price AtlasInteractive atlas · All states · techysurgeon.comPneumonia (hospital stay) in Kentucky: what insurers pay
Posted commercial rates at 40 Kentucky hospitals, each next to its own Medicare base rate.
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MS-DRG 194
| Hospital | Median across insurers | × Medicare | Insurers | File date |
|---|---|---|---|---|
| Three Rivers Medical Center Louisa | $4,987 | 0.9× | 4 | 2026-09-17 |
| Baptist Health Louisville Louisville | $5,070 | 0.9× | 5 | 2026-09-25 |
| Pineville Community Health Center, Inc Pineville | $5,229 | 1.0× | 2 | 2026-01-24 |
| Taylor Regional Hospital Campbellsville | $5,574 | 1.0× | 3 | 2026-08-31 |
| St Claire Regional Medical Center Morehead | $6,149 | 1.1× | 5 | 2026-06-18 |
| Baptist Health Corbin Corbin | $6,255 | 1.2× | 7 | 2026-09-25 |
| Tristar Greenview Regional Hospital Bowling Green | $6,773 | 1.3× | 2 | 2026-09-01 |
| Frankfort Regional Medical Center Frankfort | $6,832 | 1.3× | 4 | 2026-09-01 |
| Murray-Calloway County Hospital Murray | $7,038 | 1.3× | 7 | 2026-09-09 |
| Baptist Health Richmond Richmond | $7,117 | 1.3× | 6 | 2026-09-24 |
| Jennie Stuart Medical Center Hopkinsville | $7,206 | 1.3× | 2 | 2026-02-12 |
| Spring View Hospital Lebanon | $7,630 | 1.4× | 1 | 2026-07-10 |
| Baptist Health La Grange La Grange | $7,712 | 1.4× | 8 | 2026-09-25 |
| Jackson Purchase Medical Center Mayfield | $7,872 | 1.5× | 1 | 2026-07-10 |
| Uofl Health - Shelbyville Hospital Shelbyville | $8,186 | 1.5× | 6 | 2026-01-01 |
| Uofl Health - Jewish Hospital Louisville | $8,186 | 1.5× | 6 | 2026-01-01 |
| Chi Saint Joseph Mount Sterling Mount Sterling | $8,224 | 1.5× | 4 | 2026-02-28 |
| Chi Saint Joseph Berea Nf Berea | $8,506 | 1.6× | 2 | 2026-02-28 |
| Highlands Arh Regional Medical Center Prestonsburg | $9,101 | 1.7× | 1 | 2026-01-01 |
| Baptist Health Lexington Lexington | $9,958 | 1.8× | 10 | 2026-09-24 |
| Baptist Health Paducah Paducah | $9,959 | 1.9× | 12 | 2026-09-24 |
| Meadowview Regional Medical Center Maysville | $10,129 | 1.9× | 1 | 2026-07-10 |
| Chi Saint Joseph London London | $10,322 | 1.9× | 4 | 2026-02-28 |
| Baptist Health Hardin Elizabethtown | $10,400 | 1.9× | 5 | 2026-09-25 |
| King'S Daughters' Medical Center Ashland | $10,616 | 1.9× | 3 | 2026-09-25 |
| Paintsville Arh Hospital Paintsville | $10,741 | 2.0× | 1 | 2026-01-01 |
| Arh Our Lady Of The Way Martin | $10,741 | 2.0× | 1 | 2026-01-01 |
| Mary Breckinridge Arh Hospital Hyden | $10,741 | 2.0× | 1 | 2026-01-01 |
| Barbourville Arh Hospital Barbourville | $10,741 | 2.0× | 1 | 2026-01-01 |
| Morgan County Arh Hospital West Liberty | $10,854 | 2.0× | 2 | 2026-01-01 |
| Mcdowell Arh Hospital Mc Dowell | $10,854 | 2.0× | 2 | 2026-01-01 |
| Whitesburg Arh Hospital Whitesburg | $10,967 | 2.0× | 3 | 2026-01-01 |
| Hazard Arh Regional Medical Center Hazard | $10,967 | 2.0× | 3 | 2026-01-01 |
| Harlan Arh Hospital Harlan | $10,967 | 2.0× | 3 | 2026-01-01 |
| Tug Valley Arh Regional Medical Center South Williamson | $10,967 | 2.0× | 3 | 2026-01-01 |
| Lake Cumberland Regional Hospital Somerset | $11,074 | 2.1× | 1 | 2026-07-30 |
| Baptist Health Deaconess Madisonville Madisonville | $11,284 | 2.1× | 4 | 2026-02-03 |
| Chi Saint Joseph East Lexington | $11,769 | 2.1× | 4 | 2026-02-28 |
| Deaconess Henderson Hospital Henderson | $12,674 | 2.4× | 17 | 2026-02-09 |
| Saint Joseph Hospital Lexington | $20,743 | 3.7× | 5 | 2026-02-28 |
MS-DRG 193
| Hospital | Median across insurers | × Medicare | Insurers | File date |
|---|---|---|---|---|
| Three Rivers Medical Center Louisa | $8,015 | 0.9× | 4 | 2026-09-17 |
| Baptist Health Louisville Louisville | $8,148 | 0.9× | 5 | 2026-09-25 |
| Pineville Community Health Center, Inc Pineville | $8,528 | 1.0× | 2 | 2026-01-24 |
| Taylor Regional Hospital Campbellsville | $9,092 | 1.0× | 3 | 2026-08-31 |
| Baptist Health Corbin Corbin | $9,927 | 1.1× | 7 | 2026-09-25 |
| St Claire Regional Medical Center Morehead | $10,029 | 1.1× | 5 | 2026-06-18 |
| Tristar Greenview Regional Hospital Bowling Green | $10,812 | 1.2× | 2 | 2026-09-01 |
| Frankfort Regional Medical Center Frankfort | $10,896 | 1.3× | 4 | 2026-09-01 |
| Spring View Hospital Lebanon | $11,362 | 1.3× | 1 | 2026-07-10 |
| Murray-Calloway County Hospital Murray | $11,479 | 1.3× | 7 | 2026-09-09 |
| Baptist Health Richmond Richmond | $11,577 | 1.3× | 6 | 2026-09-24 |
| Jennie Stuart Medical Center Hopkinsville | $11,689 | 1.3× | 2 | 2026-02-12 |
| Baptist Health La Grange La Grange | $12,243 | 1.4× | 8 | 2026-09-25 |
| Jackson Purchase Medical Center Mayfield | $12,650 | 1.4× | 1 | 2026-07-10 |
| Uofl Health - Shelbyville Hospital Shelbyville | $13,156 | 1.5× | 6 | 2026-01-01 |
| Uofl Health - Jewish Hospital Louisville | $13,156 | 1.5× | 6 | 2026-01-01 |
| Chi Saint Joseph Mount Sterling Mount Sterling | $13,214 | 1.5× | 4 | 2026-02-28 |
| Chi Saint Joseph Berea Nf Berea | $13,669 | 1.6× | 2 | 2026-02-28 |
| Highlands Arh Regional Medical Center Prestonsburg | $14,844 | 1.7× | 1 | 2026-01-01 |
| Baptist Health Paducah Paducah | $16,178 | 1.9× | 12 | 2026-09-24 |
| Baptist Health Lexington Lexington | $16,240 | 1.8× | 10 | 2026-09-24 |
| Meadowview Regional Medical Center Maysville | $16,276 | 1.9× | 1 | 2026-07-10 |
| Chi Saint Joseph London London | $16,588 | 1.9× | 4 | 2026-02-28 |
| Baptist Health Hardin Elizabethtown | $16,962 | 1.9× | 5 | 2026-09-25 |
| King'S Daughters' Medical Center Ashland | $17,314 | 1.9× | 3 | 2026-09-25 |
| Paintsville Arh Hospital Paintsville | $17,519 | 2.0× | 1 | 2026-01-01 |
| Arh Our Lady Of The Way Martin | $17,519 | 2.0× | 1 | 2026-01-01 |
| Mary Breckinridge Arh Hospital Hyden | $17,519 | 2.0× | 1 | 2026-01-01 |
| Barbourville Arh Hospital Barbourville | $17,519 | 2.0× | 1 | 2026-01-01 |
| Morgan County Arh Hospital West Liberty | $17,702 | 2.0× | 2 | 2026-01-01 |
| Mcdowell Arh Hospital Mc Dowell | $17,702 | 2.0× | 2 | 2026-01-01 |
| Whitesburg Arh Hospital Whitesburg | $17,886 | 2.0× | 3 | 2026-01-01 |
| Hazard Arh Regional Medical Center Hazard | $17,886 | 2.0× | 3 | 2026-01-01 |
| Harlan Arh Hospital Harlan | $17,886 | 2.0× | 3 | 2026-01-01 |
| Tug Valley Arh Regional Medical Center South Williamson | $17,886 | 2.0× | 3 | 2026-01-01 |
| Lake Cumberland Regional Hospital Somerset | $18,061 | 2.1× | 1 | 2026-07-30 |
| Baptist Health Deaconess Madisonville Madisonville | $18,134 | 2.1× | 4 | 2026-02-03 |
| Chi Saint Joseph East Lexington | $18,912 | 2.1× | 4 | 2026-02-28 |
| Deaconess Henderson Hospital Henderson | $20,368 | 2.3× | 17 | 2026-02-09 |
| Saint Joseph Hospital Lexington | $30,393 | 3.3× | 5 | 2026-02-28 |
MS-DRG 195
| Hospital | Median across insurers | × Medicare | Insurers | File date |
|---|---|---|---|---|
| Three Rivers Medical Center Louisa | $3,788 | 0.9× | 4 | 2026-09-17 |
| Baptist Health Louisville Louisville | $3,851 | 0.9× | 5 | 2026-09-25 |
| Taylor Regional Hospital Campbellsville | $4,347 | 1.0× | 3 | 2026-08-31 |
| St Claire Regional Medical Center Morehead | $4,795 | 1.1× | 5 | 2026-06-18 |
| Baptist Health Corbin Corbin | $5,347 | 1.3× | 7 | 2026-09-25 |
| Tristar Greenview Regional Hospital Bowling Green | $5,364 | 1.3× | 2 | 2026-09-01 |
| Frankfort Regional Medical Center Frankfort | $5,415 | 1.3× | 4 | 2026-09-01 |
| Spring View Hospital Lebanon | $5,464 | 1.3× | 1 | 2026-07-10 |
| Murray-Calloway County Hospital Murray | $5,489 | 1.3× | 7 | 2026-09-09 |
| Baptist Health Richmond Richmond | $5,524 | 1.3× | 6 | 2026-09-24 |
| Jennie Stuart Medical Center Hopkinsville | $5,634 | 1.3× | 2 | 2026-02-12 |
| Jackson Purchase Medical Center Mayfield | $5,978 | 1.4× | 1 | 2026-07-10 |
| Baptist Health La Grange La Grange | $6,130 | 1.4× | 8 | 2026-09-25 |
| Uofl Health - Shelbyville Hospital Shelbyville | $6,217 | 1.4× | 6 | 2026-01-01 |
| Uofl Health - Jewish Hospital Louisville | $6,217 | 1.4× | 6 | 2026-01-01 |
| Chi Saint Joseph Mount Sterling Mount Sterling | $6,244 | 1.5× | 4 | 2026-02-28 |
| Chi Saint Joseph Berea Nf Berea | $6,460 | 1.5× | 2 | 2026-02-28 |
| Highlands Arh Regional Medical Center Prestonsburg | $7,098 | 1.7× | 1 | 2026-01-01 |
| Meadowview Regional Medical Center Maysville | $7,692 | 1.8× | 1 | 2026-07-10 |
| Baptist Health Paducah Paducah | $7,712 | 1.8× | 12 | 2026-09-24 |
| Baptist Health Lexington Lexington | $7,766 | 1.8× | 10 | 2026-09-24 |
| Chi Saint Joseph London London | $7,838 | 1.9× | 4 | 2026-02-28 |
| Baptist Health Hardin Elizabethtown | $8,111 | 1.9× | 5 | 2026-09-25 |
| King'S Daughters' Medical Center Ashland | $8,279 | 1.9× | 3 | 2026-09-25 |
| Paintsville Arh Hospital Paintsville | $8,377 | 2.0× | 1 | 2026-01-01 |
| Arh Our Lady Of The Way Martin | $8,377 | 2.0× | 1 | 2026-01-01 |
| Barbourville Arh Hospital Barbourville | $8,377 | 2.0× | 1 | 2026-01-01 |
| Morgan County Arh Hospital West Liberty | $8,465 | 2.0× | 2 | 2026-01-01 |
| Mcdowell Arh Hospital Mc Dowell | $8,465 | 2.0× | 2 | 2026-01-01 |
| Whitesburg Arh Hospital Whitesburg | $8,553 | 2.0× | 3 | 2026-01-01 |
| Hazard Arh Regional Medical Center Hazard | $8,553 | 2.0× | 3 | 2026-01-01 |
| Harlan Arh Hospital Harlan | $8,553 | 2.0× | 3 | 2026-01-01 |
| Tug Valley Arh Regional Medical Center South Williamson | $8,553 | 2.0× | 3 | 2026-01-01 |
| Baptist Health Deaconess Madisonville Madisonville | $8,570 | 2.0× | 4 | 2026-02-03 |
| Lake Cumberland Regional Hospital Somerset | $8,636 | 2.1× | 1 | 2026-07-30 |
| Chi Saint Joseph East Lexington | $8,938 | 2.0× | 4 | 2026-02-28 |
| Deaconess Henderson Hospital Henderson | $9,626 | 2.3× | 17 | 2026-02-09 |
| Saint Joseph Hospital Lexington | $16,661 | 3.8× | 5 | 2026-02-28 |
Questions
How much do insurers pay for pneumonia (hospital stay) in Kentucky?
40 Kentucky hospitals post usable commercial rates for pneumonia (hospital stay) in their federal price-transparency files. For inpatient stay (MS-DRG 194), the median across 40 hospitals is $9,959, 1.8× each hospital's local Medicare base rate. Your share depends on your plan's deductible and coinsurance; the surgeon and anesthesia bill separately.