Price AtlasInteractive atlas · All states · techysurgeon.comPneumonia (hospital stay) in Nashville TN
Every commercial insurer rate these hospitals posted, as a dollar amount and as a multiple of the hospital's own Medicare base rate.
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MS-DRG 194
| Hospital · insurer | Rate | × Medicare | Plans |
|---|---|---|---|
| TriStar Summit Medical Center median $7,307 · local Medicare $5,492 · file 2026-09-01 | |||
| Aetna | $7,080 | 1.3× | 5 |
| BCBS TN | $9,009 | 1.6× | 2 |
| Bright Health | $7,148 | 1.3× | 5 |
| Cigna | $35,633 | 6.5× | 2 |
| Elevance/Anthem/Empire | $4,907 | 0.9× | 1 |
| Humana | $7,010 | 1.3× | 1 |
| MultiPlan/PHCS (rental network) | $11,032 | 2.0× | 1 |
| Odyssey Healthcare | $7,010 | 1.3× | 1 |
| Oscar | $9,266 | 1.7× | 1 |
| UnitedHealthcare | $9,995 | 1.8× | 5 |
| Zing | $7,466 | 1.4× | 2 |
| TriStar Hendersonville Medical Center median $7,428 · local Medicare $5,492 · file 2026-09-01 | |||
| Aetna | $7,044 | 1.3× | 5 |
| BCBS TN | $13,109 | 2.4× | 1 |
| Bright Health | $7,148 | 1.3× | 5 |
| Cigna | $35,633 | 6.5× | 2 |
| Elevance/Anthem/Empire | $4,882 | 0.9× | 1 |
| Humana | $6,974 | 1.3× | 1 |
| Oscar | $9,266 | 1.7× | 1 |
| UnitedHealthcare | $9,995 | 1.8× | 5 |
| Zing | $7,428 | 1.4× | 2 |
| TriStar StoneCrest Medical Center median $8,290 · local Medicare $5,492 · file 2026-09-01 | |||
| Aetna | $8,070 | 1.5× | 5 |
| BCBS TN | $13,109 | 2.4× | 1 |
| Bright Health | $7,614 | 1.4× | 5 |
| Cigna | $35,633 | 6.5× | 2 |
| Elevance/Anthem/Empire | $5,593 | 1.0× | 1 |
| Humana | $7,990 | 1.5× | 1 |
| Odyssey Healthcare | $7,990 | 1.5× | 1 |
| Oscar | $9,266 | 1.7× | 1 |
| UnitedHealthcare | $9,995 | 1.8× | 5 |
| Zing | $8,509 | 1.5× | 2 |
| TriStar Skyline Medical Center median $8,292 · local Medicare $5,492 · file 2026-09-01 | |||
| Aetna | $8,238 | 1.5× | 5 |
| BCBS TN | $8,853 | 1.6× | 2 |
| Bright Health | $7,614 | 1.4× | 5 |
| Cigna | $35,633 | 6.5× | 2 |
| Elevance/Anthem/Empire | $5,628 | 1.0× | 1 |
| Humana | $8,156 | 1.5× | 1 |
| MultiPlan/PHCS (rental network) | $13,918 | 2.5× | 1 |
| Odyssey Healthcare | $8,156 | 1.5× | 1 |
| Oscar | $9,266 | 1.7× | 1 |
| UnitedHealthcare | $8,346 | 1.5× | 5 |
| Zing | $8,686 | 1.6× | 2 |
| Ascension Saint Thomas Rutherford median $10,026 · local Medicare $5,492 · file 2026-01-01 | |||
| Aetna | $20,300 | 3.7× | 4 |
| BCBS TN | $7,739 | 1.4× | 9 |
| Cigna | $10,026 | 1.8× | 16 |
| Covid Uninsured Test Fund | $5,268 | 1.0× | 1 |
| Health 2 Business | $11,654 | 2.1× | 3 |
| Humana | $11,794 | 2.1× | 1 |
| Oscar | $8,369 | 1.5× | 2 |
| Smart Health | $9,537 | 1.7× | 4 |
| UnitedHealthcare | $15,974 | 2.9× | 6 |
| Ascension Saint Thomas Hospital (Midtown + West) median $10,900 · local Medicare $5,492 · file 2026-01-01 | |||
| Aetna | $19,970 | 3.6× | 5 |
| BCBS TN | $9,264 | 1.7× | 14 |
| Cigna | $9,610 | 1.7× | 20 |
| Covid Uninsured Test Fund | $4,898 | 0.9× | 2 |
| Health 2 Business | $11,654 | 2.1× | 3 |
| Humana | $11,267 | 2.1× | 2 |
| MultiPlan/PHCS (rental network) | $13,288 | 2.4× | 2 |
| Oscar | $8,272 | 1.5× | 2 |
| Smart Health | $10,900 | 2.0× | 8 |
| UnitedHealthcare | $15,974 | 2.9× | 7 |
| Vanderbilt University Medical Center median $15,744 · local Medicare $5,492 · file 2025-10-01 | |||
| Aetna | $14,141 | 2.6× | 9 |
| BCBS TN | $12,267 | 2.2× | 4 |
| Cigna | $12,968 | 2.4× | 5 |
| Commonwealth Health | $15,744 | 2.9× | 1 |
| Hpi | $15,744 | 2.9× | 1 |
| Lucent | $15,744 | 2.9× | 1 |
| MedBen | $15,744 | 2.9× | 1 |
| MultiPlan/PHCS (rental network) | $12,853 | 2.3× | 2 |
| Oscar | $17,227 | 3.1× | 1 |
| Partner Direct Health | $15,744 | 2.9× | 1 |
| UnitedHealthcare | $16,773 | 3.1× | 10 |
| Vanderbilt Wilson County Hospital median $15,744 · local Medicare $5,492 · file 2025-10-01 | |||
| Aetna | $11,370 | 2.1× | 5 |
| BCBS TN | $10,897 | 2.0× | 2 |
| Cigna | $10,756 | 2.0× | 3 |
| Commonwealth Health | $15,744 | 2.9× | 1 |
| Hpi | $15,744 | 2.9× | 1 |
| Lucent | $15,744 | 2.9× | 1 |
| MedBen | $15,744 | 2.9× | 1 |
| MultiPlan/PHCS (rental network) | $11,493 | 2.1× | 1 |
| Oscar | $17,227 | 3.1× | 1 |
| Partner Direct Health | $15,744 | 2.9× | 1 |
| UnitedHealthcare | $13,305 | 2.4× | 5 |
MS-DRG 193
| Hospital · insurer | Rate | × Medicare | Plans |
|---|---|---|---|
| TriStar Summit Medical Center median $10,902 · local Medicare $8,957 · file 2026-09-01 | |||
| Aetna | $10,613 | 1.2× | 5 |
| BCBS TN | $15,955 | 1.8× | 2 |
| Bright Health | $11,533 | 1.3× | 5 |
| Cigna | $35,633 | 4.0× | 2 |
| Elevance/Anthem/Empire | $7,356 | 0.8× | 1 |
| Humana | $10,508 | 1.2× | 1 |
| MultiPlan/PHCS (rental network) | $17,993 | 2.0× | 1 |
| Odyssey Healthcare | $10,508 | 1.2× | 1 |
| Oscar | $15,113 | 1.7× | 1 |
| UnitedHealthcare | $10,508 | 1.2× | 5 |
| Zing | $11,191 | 1.2× | 2 |
| TriStar Hendersonville Medical Center median $11,159 · local Medicare $8,957 · file 2026-09-01 | |||
| Aetna | $10,583 | 1.2× | 5 |
| BCBS TN | $23,700 | 2.6× | 1 |
| Bright Health | $11,533 | 1.3× | 5 |
| Cigna | $35,633 | 4.0× | 2 |
| Elevance/Anthem/Empire | $7,335 | 0.8× | 1 |
| Humana | $10,478 | 1.2× | 1 |
| Oscar | $15,113 | 1.7× | 1 |
| UnitedHealthcare | $10,478 | 1.2× | 5 |
| Zing | $11,159 | 1.2× | 2 |
| TriStar StoneCrest Medical Center median $11,653 · local Medicare $8,957 · file 2026-09-01 | |||
| Aetna | $11,711 | 1.3× | 5 |
| BCBS TN | $23,700 | 2.6× | 1 |
| Bright Health | $11,533 | 1.3× | 5 |
| Cigna | $35,633 | 4.0× | 2 |
| Elevance/Anthem/Empire | $8,117 | 0.9× | 1 |
| Humana | $11,595 | 1.3× | 1 |
| Odyssey Healthcare | $11,595 | 1.3× | 1 |
| Oscar | $15,113 | 1.7× | 1 |
| UnitedHealthcare | $11,328 | 1.3× | 5 |
| Zing | $12,349 | 1.4× | 2 |
| TriStar Skyline Medical Center median $11,831 · local Medicare $8,957 · file 2026-09-01 | |||
| Aetna | $11,890 | 1.3× | 5 |
| BCBS TN | $15,700 | 1.8× | 2 |
| Bright Health | $11,655 | 1.3× | 5 |
| Cigna | $35,633 | 4.0× | 2 |
| Elevance/Anthem/Empire | $8,123 | 0.9× | 1 |
| Humana | $11,772 | 1.3× | 1 |
| MultiPlan/PHCS (rental network) | $22,700 | 2.5× | 1 |
| Odyssey Healthcare | $11,772 | 1.3× | 1 |
| Oscar | $15,113 | 1.7× | 1 |
| UnitedHealthcare | $11,128 | 1.2× | 5 |
| Zing | $12,538 | 1.4× | 2 |
| Ascension Saint Thomas Hospital (Midtown + West) median $13,891 · local Medicare $8,957 · file 2026-01-01 | |||
| Aetna | $19,970 | 2.2× | 5 |
| BCBS TN | $14,013 | 1.6× | 14 |
| Cigna | $13,891 | 1.6× | 20 |
| Covid Uninsured Test Fund | $7,988 | 0.9× | 2 |
| Health 2 Business | $17,700 | 2.0× | 3 |
| Humana | $11,267 | 1.3× | 2 |
| MultiPlan/PHCS (rental network) | $13,288 | 1.5× | 2 |
| Oscar | $8,272 | 0.9× | 2 |
| Smart Health | $10,900 | 1.2× | 8 |
| UnitedHealthcare | $15,974 | 1.8× | 7 |
| Ascension Saint Thomas Rutherford median $13,949 · local Medicare $8,957 · file 2026-01-01 | |||
| Aetna | $20,300 | 2.3× | 4 |
| BCBS TN | $17,411 | 1.9× | 9 |
| Cigna | $13,891 | 1.6× | 16 |
| Covid Uninsured Test Fund | $8,591 | 1.0× | 1 |
| Health 2 Business | $17,700 | 2.0× | 3 |
| Humana | $11,794 | 1.3× | 1 |
| Oscar | $8,369 | 0.9× | 2 |
| Smart Health | $13,949 | 1.6× | 4 |
| UnitedHealthcare | $15,974 | 1.8× | 6 |
| Vanderbilt University Medical Center median $25,300 · local Medicare $8,957 · file 2025-10-01 | |||
| Aetna | $23,064 | 2.6× | 9 |
| BCBS TN | $22,176 | 2.5× | 4 |
| Cigna | $20,839 | 2.3× | 5 |
| Commonwealth Health | $25,300 | 2.8× | 1 |
| Hpi | $25,300 | 2.8× | 1 |
| Lucent | $25,300 | 2.8× | 1 |
| MedBen | $25,300 | 2.8× | 1 |
| MultiPlan/PHCS (rental network) | $20,963 | 2.3× | 2 |
| Oscar | $28,097 | 3.1× | 1 |
| Partner Direct Health | $25,300 | 2.8× | 1 |
| UnitedHealthcare | $27,356 | 3.1× | 10 |
| Vanderbilt Wilson County Hospital median $25,300 · local Medicare $8,957 · file 2025-10-01 | |||
| Aetna | $18,544 | 2.1× | 5 |
| BCBS TN | $19,700 | 2.2× | 2 |
| Cigna | $17,543 | 2.0× | 3 |
| Commonwealth Health | $25,300 | 2.8× | 1 |
| Hpi | $25,300 | 2.8× | 1 |
| Lucent | $25,300 | 2.8× | 1 |
| MedBen | $25,300 | 2.8× | 1 |
| MultiPlan/PHCS (rental network) | $18,745 | 2.1× | 1 |
| Oscar | $28,097 | 3.1× | 1 |
| Partner Direct Health | $25,300 | 2.8× | 1 |
| UnitedHealthcare | $21,701 | 2.4× | 5 |
MS-DRG 195
| Hospital · insurer | Rate | × Medicare | Plans |
|---|---|---|---|
| TriStar Summit Medical Center median $5,847 · local Medicare $4,283 · file 2026-09-01 | |||
| Aetna | $5,847 | 1.4× | 5 |
| BCBS TN | $6,471 | 1.5× | 2 |
| Bright Health | $5,732 | 1.3× | 5 |
| Elevance/Anthem/Empire | $4,053 | 0.9× | 1 |
| Humana | $5,790 | 1.4× | 1 |
| MultiPlan/PHCS (rental network) | $8,604 | 2.0× | 1 |
| Odyssey Healthcare | $5,790 | 1.4× | 1 |
| Oscar | $7,226 | 1.7× | 1 |
| UnitedHealthcare | $9,995 | 2.3× | 5 |
| Zing | $6,166 | 1.4× | 2 |
| TriStar Hendersonville Medical Center median $5,968 · local Medicare $4,283 · file 2026-09-01 | |||
| Aetna | $5,809 | 1.4× | 5 |
| BCBS TN | $9,205 | 2.1× | 1 |
| Bright Health | $5,694 | 1.3× | 5 |
| Elevance/Anthem/Empire | $4,026 | 0.9× | 1 |
| Humana | $5,752 | 1.3× | 1 |
| Oscar | $7,226 | 1.7× | 1 |
| UnitedHealthcare | $9,995 | 2.3× | 5 |
| Zing | $6,126 | 1.4× | 2 |
| TriStar StoneCrest Medical Center median $6,799 · local Medicare $4,283 · file 2026-09-01 | |||
| Aetna | $6,799 | 1.6× | 5 |
| BCBS TN | $9,205 | 2.1× | 1 |
| Bright Health | $5,794 | 1.4× | 5 |
| Elevance/Anthem/Empire | $4,712 | 1.1× | 1 |
| Humana | $6,732 | 1.6× | 1 |
| Odyssey Healthcare | $6,732 | 1.6× | 1 |
| Oscar | $7,226 | 1.7× | 1 |
| UnitedHealthcare | $9,995 | 2.3× | 5 |
| Zing | $7,169 | 1.7× | 2 |
| TriStar Skyline Medical Center median $6,895 · local Medicare $4,283 · file 2026-09-01 | |||
| Aetna | $6,964 | 1.6× | 5 |
| BCBS TN | $6,350 | 1.5× | 2 |
| Bright Health | $5,794 | 1.4× | 5 |
| Elevance/Anthem/Empire | $4,757 | 1.1× | 1 |
| Humana | $6,895 | 1.6× | 1 |
| MultiPlan/PHCS (rental network) | $10,854 | 2.5× | 1 |
| Odyssey Healthcare | $6,895 | 1.6× | 1 |
| Oscar | $7,226 | 1.7× | 1 |
| UnitedHealthcare | $8,346 | 1.9× | 5 |
| Zing | $7,343 | 1.7× | 2 |
| Ascension Saint Thomas Rutherford median $8,980 · local Medicare $4,283 · file 2026-01-01 | |||
| Aetna | $20,300 | 4.7× | 4 |
| BCBS TN | $5,443 | 1.3× | 9 |
| Cigna | $9,610 | 2.2× | 16 |
| Covid Uninsured Test Fund | $4,108 | 1.0× | 1 |
| Health 2 Business | $8,980 | 2.1× | 3 |
| Humana | $11,794 | 2.8× | 1 |
| Oscar | $8,369 | 2.0× | 2 |
| Smart Health | $7,276 | 1.7× | 4 |
| UnitedHealthcare | $15,974 | 3.7× | 6 |
| Ascension Saint Thomas Hospital (Midtown + West) median $9,507 · local Medicare $4,283 · file 2026-01-01 | |||
| Aetna | $19,970 | 4.7× | 5 |
| BCBS TN | $7,869 | 1.8× | 14 |
| Cigna | $9,507 | 2.2× | 20 |
| Covid Uninsured Test Fund | $3,820 | 0.9× | 2 |
| Health 2 Business | $8,980 | 2.1× | 3 |
| Humana | $11,267 | 2.6× | 2 |
| MultiPlan/PHCS (rental network) | $13,288 | 3.1× | 2 |
| Oscar | $8,272 | 1.9× | 2 |
| Smart Health | $10,900 | 2.5× | 8 |
| UnitedHealthcare | $15,974 | 3.7× | 7 |
| Vanderbilt University Medical Center median $11,956 · local Medicare $4,283 · file 2025-10-01 | |||
| Aetna | $11,028 | 2.6× | 9 |
| BCBS TN | $8,615 | 2.0× | 4 |
| Cigna | $9,848 | 2.3× | 5 |
| Commonwealth Health | $11,956 | 2.8× | 1 |
| Hpi | $11,956 | 2.8× | 1 |
| Lucent | $11,956 | 2.8× | 1 |
| MedBen | $11,956 | 2.8× | 1 |
| MultiPlan/PHCS (rental network) | $10,024 | 2.3× | 2 |
| Oscar | $13,435 | 3.1× | 1 |
| Partner Direct Health | $11,956 | 2.8× | 1 |
| UnitedHealthcare | $13,081 | 3.1× | 10 |
| Vanderbilt Wilson County Hospital median $11,956 · local Medicare $4,283 · file 2025-10-01 | |||
| Aetna | $8,867 | 2.1× | 5 |
| BCBS TN | $7,653 | 1.8× | 2 |
| Cigna | $8,389 | 2.0× | 3 |
| Commonwealth Health | $11,956 | 2.8× | 1 |
| Hpi | $11,956 | 2.8× | 1 |
| Lucent | $11,956 | 2.8× | 1 |
| MedBen | $11,956 | 2.8× | 1 |
| MultiPlan/PHCS (rental network) | $8,963 | 2.1× | 1 |
| Oscar | $13,435 | 3.1× | 1 |
| Partner Direct Health | $11,956 | 2.8× | 1 |
| UnitedHealthcare | $10,377 | 2.4× | 5 |
Questions
How much does pneumonia (hospital stay) cost with commercial insurance in Nashville TN?
8 Nashville TN hospitals post usable commercial rates for inpatient stay (MS-DRG 194). The median across hospitals is $9,159; hospital medians range from $7,307 to $15,744. Your cost depends on your plan's deductible and coinsurance.