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Pneumonia (hospital stay) in Phoenix AZ

Every commercial insurer rate these hospitals posted, as a dollar amount and as a multiple of the hospital's own Medicare base rate.

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MS-DRG 194

Hospital · insurerRate× MedicarePlans
HonorHealth John C. Lincoln Medical Center median $13,414 · local Medicare $6,152 · file 2026-04-01
Aetna$15,1232.5×1
BCBS AZ$17,6022.9×1
Cigna$13,1762.1×1
Humana$11,3721.8×1
UnitedHealthcare$13,4142.2×1
HonorHealth Scottsdale Osborn Medical Center median $13,414 · local Medicare $6,152 · file 2026-04-01
Aetna$15,1232.5×1
BCBS AZ$17,6022.9×1
Cigna$13,1762.1×1
Humana$11,3721.8×1
UnitedHealthcare$13,4142.2×1
HonorHealth Scottsdale Shea Medical Center median $13,414 · local Medicare $6,152 · file 2026-04-01
Aetna$15,1232.5×1
BCBS AZ$17,6022.9×1
Cigna$13,1762.1×1
Humana$11,3721.8×1
UnitedHealthcare$13,4142.2×1
HonorHealth Deer Valley Medical Center median $13,414 · local Medicare $6,152 · file 2026-04-01
Aetna$15,1232.5×1
BCBS AZ$17,6022.9×1
Cigna$13,1762.1×1
Humana$11,3721.8×1
UnitedHealthcare$13,4142.2×1
Chandler Regional Medical Center (Dignity) median $14,132 · local Medicare $6,152 · file 2026-02-28
Aetna$15,3502.5×3
BCBS AZ$14,1322.3×3
Cigna$15,1362.5×2
Connected Care$12,6082.0×1
UnitedHealthcare$13,4192.2×4
Mercy Gilbert Medical Center (Dignity) median $14,132 · local Medicare $6,152 · file 2026-02-28
Aetna$15,3502.5×3
BCBS AZ$14,1322.3×3
Cigna$15,1362.5×3
Connected Care$12,6082.0×1
UnitedHealthcare$13,0242.1×4
HonorHealth Scottsdale Thompson Peak Medical Center median $14,268 · local Medicare $6,152 · file 2026-04-01
Aetna$15,1232.5×1
BCBS AZ$17,6022.9×1
Cigna$13,1762.1×1
UnitedHealthcare$13,4142.2×1
HonorHealth Sonoran Crossing Medical Center median $14,268 · local Medicare $6,152 · file 2026-04-01
Aetna$15,1232.5×1
BCBS AZ$17,6022.9×1
Cigna$13,1762.1×1
UnitedHealthcare$13,4142.2×1
Banner Desert Medical Center median $17,306 · local Medicare $6,152 · file 2026-03-02
Aetna$16,6242.7×5
BCBS AZ$17,9892.9×5
Cigna$23,5773.8×2
Gila River Health Care Corporation$7,4331.2×1
Oscar$12,2642.0×1
UnitedHealthcare$20,6573.4×3
Banner Del E. Webb Medical Center median $17,474 · local Medicare $6,152 · file 2026-03-02
Aetna$16,6242.7×5
BCBS AZ$18,3243.0×4
Cigna$23,5773.8×2
Gila River Health Care Corporation$6,5861.1×1
Oscar$10,8661.8×1
UnitedHealthcare$20,6573.4×3
Banner Baywood Medical Center median $17,688 · local Medicare $6,152 · file 2026-03-02
Aetna$16,6242.7×5
BCBS AZ$18,7523.0×4
Cigna$23,5773.8×2
Gila River Health Care Corporation$6,4931.1×1
Oscar$10,7131.7×1
UnitedHealthcare$20,6573.4×3

MS-DRG 193

Hospital · insurerRate× MedicarePlans
Mercy Gilbert Medical Center (Dignity) median $20,929 · local Medicare $10,033 · file 2026-02-28
Aetna$24,6662.5×3
BCBS AZ$17,2651.7×3
Cigna$24,3242.4×3
Connected Care$20,2612.0×1
UnitedHealthcare$20,9292.1×4
HonorHealth John C. Lincoln Medical Center median $21,505 · local Medicare $10,033 · file 2026-04-01
Aetna$24,6652.5×1
BCBS AZ$21,5052.1×1
Cigna$21,4892.1×1
Humana$18,5481.8×1
UnitedHealthcare$21,8782.2×1
HonorHealth Scottsdale Osborn Medical Center median $21,505 · local Medicare $10,033 · file 2026-04-01
Aetna$24,6652.5×1
BCBS AZ$21,5052.1×1
Cigna$21,4892.1×1
Humana$18,5481.8×1
UnitedHealthcare$21,8782.2×1
HonorHealth Scottsdale Shea Medical Center median $21,505 · local Medicare $10,033 · file 2026-04-01
Aetna$24,6652.5×1
BCBS AZ$21,5052.1×1
Cigna$21,4892.1×1
Humana$18,5481.8×1
UnitedHealthcare$21,8782.2×1
HonorHealth Deer Valley Medical Center median $21,505 · local Medicare $10,033 · file 2026-04-01
Aetna$24,6652.5×1
BCBS AZ$21,5052.1×1
Cigna$21,4892.1×1
Humana$18,5481.8×1
UnitedHealthcare$21,8782.2×1
Chandler Regional Medical Center (Dignity) median $21,564 · local Medicare $10,033 · file 2026-02-28
Aetna$24,6662.5×3
BCBS AZ$17,2651.7×3
Cigna$24,3242.4×2
Connected Care$20,2612.0×1
UnitedHealthcare$21,5642.1×4
HonorHealth Scottsdale Thompson Peak Medical Center median $21,692 · local Medicare $10,033 · file 2026-04-01
Aetna$24,6652.5×1
BCBS AZ$21,5052.1×1
Cigna$21,4892.1×1
UnitedHealthcare$21,8782.2×1
HonorHealth Sonoran Crossing Medical Center median $21,692 · local Medicare $10,033 · file 2026-04-01
Aetna$24,6652.5×1
BCBS AZ$21,5052.1×1
Cigna$21,4892.1×1
UnitedHealthcare$21,8782.2×1
Banner Desert Medical Center median $24,346 · local Medicare $10,033 · file 2026-03-02
Aetna$26,7142.7×5
BCBS AZ$21,9772.2×5
Cigna$37,8873.8×2
Gila River Health Care Corporation$11,4081.1×1
Oscar$18,8221.9×1
UnitedHealthcare$33,1963.3×3
Banner Del E. Webb Medical Center median $24,550 · local Medicare $10,033 · file 2026-03-02
Aetna$26,7142.7×5
BCBS AZ$22,3872.2×4
Cigna$37,8873.8×2
Gila River Health Care Corporation$10,4571.0×1
Oscar$17,2541.7×1
UnitedHealthcare$33,1963.3×3
Banner Baywood Medical Center median $24,812 · local Medicare $10,033 · file 2026-03-02
Aetna$26,7142.7×5
BCBS AZ$22,9102.3×4
Cigna$37,8873.8×2
Gila River Health Care Corporation$10,2991.0×1
Oscar$16,9931.7×1
UnitedHealthcare$33,1963.3×3

MS-DRG 195

Hospital · insurerRate× MedicarePlans
HonorHealth John C. Lincoln Medical Center median $10,461 · local Medicare $4,798 · file 2026-04-01
Aetna$11,7942.5×1
BCBS AZ$14,4433.0×1
Cigna$10,2752.1×1
Humana$8,8691.8×1
UnitedHealthcare$10,4612.2×1
HonorHealth Scottsdale Osborn Medical Center median $10,461 · local Medicare $4,798 · file 2026-04-01
Aetna$11,7942.5×1
BCBS AZ$14,4433.0×1
Cigna$10,2752.1×1
Humana$8,8691.8×1
UnitedHealthcare$10,4612.2×1
HonorHealth Scottsdale Shea Medical Center median $10,461 · local Medicare $4,798 · file 2026-04-01
Aetna$11,7942.5×1
BCBS AZ$14,4433.0×1
Cigna$10,2752.1×1
Humana$8,8691.8×1
UnitedHealthcare$10,4612.2×1
HonorHealth Deer Valley Medical Center median $10,461 · local Medicare $4,798 · file 2026-04-01
Aetna$11,7942.5×1
BCBS AZ$14,4433.0×1
Cigna$10,2752.1×1
Humana$8,8691.8×1
UnitedHealthcare$10,4612.2×1
HonorHealth Scottsdale Thompson Peak Medical Center median $11,128 · local Medicare $4,798 · file 2026-04-01
Aetna$11,7942.5×1
BCBS AZ$14,4433.0×1
Cigna$10,2752.1×1
UnitedHealthcare$10,4612.2×1
HonorHealth Sonoran Crossing Medical Center median $11,128 · local Medicare $4,798 · file 2026-04-01
Aetna$11,7942.5×1
BCBS AZ$14,4433.0×1
Cigna$10,2752.1×1
UnitedHealthcare$10,4612.2×1
Chandler Regional Medical Center (Dignity) median $11,494 · local Medicare $4,798 · file 2026-02-28
Aetna$11,6562.4×3
BCBS AZ$11,5952.4×3
Cigna$11,4942.4×2
Connected Care$9,5752.0×1
UnitedHealthcare$10,1902.1×4
Mercy Gilbert Medical Center (Dignity) median $11,494 · local Medicare $4,798 · file 2026-02-28
Aetna$11,6562.4×3
BCBS AZ$11,5952.4×3
Cigna$11,4942.4×3
Connected Care$9,5752.0×1
UnitedHealthcare$9,8902.1×4
Banner Desert Medical Center median $13,692 · local Medicare $4,798 · file 2026-03-02
Aetna$12,6242.6×5
BCBS AZ$14,7603.1×5
Cigna$17,9043.7×2
Gila River Health Care Corporation$5,8571.2×1
Oscar$9,6652.0×1
UnitedHealthcare$15,6873.3×3
Banner Del E. Webb Medical Center median $13,830 · local Medicare $4,798 · file 2026-03-02
Aetna$12,6242.6×5
BCBS AZ$15,0363.1×4
Cigna$17,9043.7×2
Gila River Health Care Corporation$5,0511.1×1
Oscar$8,3341.7×1
UnitedHealthcare$15,6873.3×3
Banner Baywood Medical Center median $14,006 · local Medicare $4,798 · file 2026-03-02
Aetna$12,6242.6×5
BCBS AZ$15,3873.2×4
Cigna$17,9043.7×2
Gila River Health Care Corporation$4,9841.0×1
Oscar$8,2241.7×1
UnitedHealthcare$15,6873.3×3

Questions

How much does pneumonia (hospital stay) cost with commercial insurance in Phoenix AZ?

11 Phoenix AZ hospitals post usable commercial rates for inpatient stay (MS-DRG 194). The median across hospitals is $14,132; hospital medians range from $13,414 to $17,688. Your cost depends on your plan's deductible and coinsurance.