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Pneumonia (hospital stay) in San Diego CA

Every commercial insurer rate these hospitals posted, as a dollar amount and as a multiple of the hospital's own Medicare base rate.

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MS-DRG 194

Hospital · insurerRate× MedicarePlans
Scripps Mercy Hospital median $9,837 · local Medicare $7,532 · file 2026-03-30
Aetna$20,8252.8×5
Blue Shield of California$9,2131.2×2
Centivo$11,2831.5×1
Cigna$11,8571.6×5
Elevance/Anthem/Empire$11,5321.5×11
Health Net$9,8371.3×2
HealthPartners$11,5321.5×1
Mc Alignment$9,2131.2×1
Mc Health Net$9,2131.2×1
Mc Scan$9,2131.2×1
Mpmg$9,8371.3×1
Prime Healthcare$9,8371.3×1
Prospect Med Group$9,8371.3×1
Ucsd$18,4932.5×1
UnitedHealthcare$14,7882.0×6
Scripps Green Hospital median $9,837 · local Medicare $7,532 · file 2026-03-30
Aetna$20,8252.8×5
Blue Shield of California$7,8091.0×2
Centivo$11,2831.5×1
Cigna$11,8571.6×5
Elevance/Anthem/Empire$11,5321.5×11
Health Net$9,0941.2×2
HealthPartners$11,5321.5×1
Mc Alignment$7,8091.0×1
Mc Health Net$7,8091.0×1
Mc Scan$7,8091.0×1
Mpmg$9,8371.3×1
Prime Healthcare$9,0941.2×1
Prospect Med Group$9,0941.2×1
Ucsd$18,4932.5×1
UnitedHealthcare$14,7882.0×6
Scripps Memorial Hospital - Encinitas median $10,560 · local Medicare $7,532 · file 2026-03-30
Aetna$20,8252.8×5
Blue Shield of California$8,0421.1×2
Centivo$11,2831.5×1
Cigna$11,8571.6×5
Elevance/Anthem/Empire$11,5321.5×11
Health Net$8,0421.1×2
HealthPartners$11,5321.5×1
Mc Alignment$8,0421.1×1
Mc Health Net$8,0421.1×1
Mc Scan$8,0421.1×1
Mpmg$9,8371.3×1
Prime Healthcare$8,0421.1×1
Ucsd$18,4932.5×1
UnitedHealthcare$14,7882.0×6
Scripps Memorial Hospital La Jolla median $11,532 · local Medicare $7,532 · file 2026-03-30
Aetna$20,8252.8×5
Blue Shield of California$7,9631.1×2
Centivo$11,2831.5×1
Cigna$11,8571.6×5
Elevance/Anthem/Empire$11,5321.5×11
Health Net$7,9631.1×2
HealthPartners$11,5321.5×1
Mc Alignment$7,9631.1×1
Mc Health Net$7,9631.1×1
Mc Scan$7,9631.1×1
Mpmg$9,8371.3×1
Prime Healthcare$13,5361.8×1
Prospect Med Group$13,9351.9×1
Ucsd$18,4932.5×1
UnitedHealthcare$14,7882.0×6
Tri-City Medical Center median $12,401 · local Medicare $7,532 · file 2026-05-29
Elevance/Anthem/Empire$12,8201.7×1
Health Net$11,9821.6×1
Kaiser Permanente$14,2441.9×1
Providence Health Plan$11,7311.6×1
Palomar Medical Center Poway median $14,002 · local Medicare $7,532 · file 2026-04-01
Health Net$16,4682.2×1
Prospect$11,5371.5×1
Palomar Health Downtown Campus median $14,203 · local Medicare $7,532 · file 2026-04-01
Health Net$17,1062.3×1
Prospect$11,9841.6×1
Scripps$14,2031.9×1

MS-DRG 193

Hospital · insurerRate× MedicarePlans
Scripps Mercy Hospital median $15,436 · local Medicare $12,284 · file 2026-03-30
Aetna$33,9652.8×5
Blue Shield of California$14,4191.2×2
Centivo$18,4021.5×1
Cigna$19,3391.6×5
Elevance/Anthem/Empire$18,8081.5×11
Health Net$15,4361.3×2
HealthPartners$18,8081.5×1
Mc Alignment$14,4191.2×1
Mc Health Net$14,4191.2×1
Mc Scan$14,4191.2×1
Mpmg$15,4361.3×1
Prime Healthcare$15,4361.3×1
Prospect Med Group$15,4361.3×1
Ucsd$30,1622.5×1
UnitedHealthcare$24,1192.0×6
Scripps Green Hospital median $15,436 · local Medicare $12,284 · file 2026-03-30
Aetna$33,9652.8×5
Blue Shield of California$14,8331.2×2
Centivo$18,4021.5×1
Cigna$19,3391.6×5
Elevance/Anthem/Empire$18,8081.5×11
Health Net$14,8331.2×2
HealthPartners$18,8081.5×1
Mc Alignment$14,8331.2×1
Mc Health Net$14,8331.2×1
Mc Scan$14,8331.2×1
Mpmg$15,4361.3×1
Prime Healthcare$14,8331.2×1
Prospect Med Group$14,8331.2×1
Ucsd$30,1622.5×1
UnitedHealthcare$24,1192.0×6
Scripps Memorial Hospital - Encinitas median $16,919 · local Medicare $12,284 · file 2026-03-30
Aetna$33,9652.8×5
Blue Shield of California$12,8811.0×2
Centivo$18,4021.5×1
Cigna$19,3391.6×5
Elevance/Anthem/Empire$18,8081.5×11
Health Net$12,9781.1×2
HealthPartners$18,8081.5×1
Mc Alignment$12,8811.0×1
Mc Health Net$12,8811.0×1
Mc Scan$12,8811.0×1
Mpmg$15,4361.3×1
Prime Healthcare$12,9781.1×1
Ucsd$30,1622.5×1
UnitedHealthcare$24,1192.0×6
Scripps Memorial Hospital La Jolla median $18,808 · local Medicare $12,284 · file 2026-03-30
Aetna$33,9652.8×5
Blue Shield of California$12,8361.0×2
Centivo$18,4021.5×1
Cigna$19,3391.6×5
Elevance/Anthem/Empire$18,8081.5×11
Health Net$12,8361.0×2
HealthPartners$18,8081.5×1
Mc Alignment$12,8361.0×1
Mc Health Net$12,8361.0×1
Mc Scan$12,8361.0×1
Mpmg$15,4361.3×1
Prime Healthcare$21,8221.8×1
Prospect Med Group$22,4631.8×1
Ucsd$30,1622.5×1
UnitedHealthcare$24,1192.0×6
Tri-City Medical Center median $19,476 · local Medicare $12,284 · file 2026-05-29
Elevance/Anthem/Empire$20,1341.6×1
Health Net$18,8181.5×1
Kaiser Permanente$22,3711.8×1
Providence Health Plan$18,4231.5×1
Palomar Health Downtown Campus median $22,170 · local Medicare $12,284 · file 2026-04-01
Health Net$26,7012.2×1
Prospect$18,7061.5×1
Scripps$22,1701.8×1
Palomar Medical Center Poway median $22,222 · local Medicare $12,284 · file 2026-04-01
Health Net$26,1352.1×1
Prospect$18,3101.5×1

MS-DRG 195

Hospital · insurerRate× MedicarePlans
Scripps Mercy Hospital median $7,883 · local Medicare $5,874 · file 2026-03-30
Aetna$16,2412.8×5
Blue Shield of California$7,3971.3×2
Centivo$8,7991.5×1
Cigna$9,2471.6×5
Elevance/Anthem/Empire$8,9931.5×11
Health Net$7,8831.3×2
HealthPartners$8,9931.5×1
Mc Alignment$7,3971.3×1
Mc Health Net$7,3971.3×1
Mc Scan$7,3971.3×1
Mpmg$7,8831.3×1
Prime Healthcare$7,8831.3×1
Prospect Med Group$7,8831.3×1
Ucsd$14,4222.5×1
UnitedHealthcare$11,5332.0×6
Scripps Green Hospital median $7,883 · local Medicare $5,874 · file 2026-03-30
Aetna$16,2412.8×5
Blue Shield of California$6,0901.0×2
Centivo$8,7991.5×1
Cigna$9,2471.6×5
Elevance/Anthem/Empire$8,9931.5×11
Health Net$7,0921.2×2
HealthPartners$8,9931.5×1
Mc Alignment$6,0901.0×1
Mc Health Net$6,0901.0×1
Mc Scan$6,0901.0×1
Mpmg$7,8831.3×1
Prime Healthcare$7,0921.2×1
Prospect Med Group$7,0921.2×1
Ucsd$14,4222.5×1
UnitedHealthcare$11,5332.0×6
Scripps Memorial Hospital - Encinitas median $8,341 · local Medicare $5,874 · file 2026-03-30
Aetna$16,2412.8×5
Blue Shield of California$6,2741.1×2
Centivo$8,7991.5×1
Cigna$9,2471.6×5
Elevance/Anthem/Empire$8,9931.5×11
Health Net$6,3201.1×2
HealthPartners$8,9931.5×1
Mc Alignment$6,2741.1×1
Mc Health Net$6,2741.1×1
Mc Scan$6,2741.1×1
Mpmg$7,8831.3×1
Prime Healthcare$6,3201.1×1
Ucsd$14,4222.5×1
UnitedHealthcare$11,5332.0×6
Scripps Memorial Hospital La Jolla median $8,993 · local Medicare $5,874 · file 2026-03-30
Aetna$16,2412.8×5
Blue Shield of California$6,2621.1×2
Centivo$8,7991.5×1
Cigna$9,2471.6×5
Elevance/Anthem/Empire$8,9931.5×11
Health Net$6,2621.1×2
HealthPartners$8,9931.5×1
Mc Alignment$6,2621.1×1
Mc Health Net$6,2621.1×1
Mc Scan$6,2621.1×1
Mpmg$7,8831.3×1
Prime Healthcare$10,6461.8×1
Prospect Med Group$10,9591.9×1
Ucsd$14,4222.5×1
UnitedHealthcare$11,5332.0×6
Tri-City Medical Center median $9,932 · local Medicare $5,874 · file 2026-05-29
Elevance/Anthem/Empire$10,2681.7×1
Health Net$9,5971.6×1
Kaiser Permanente$11,4091.9×1
Providence Health Plan$9,3961.6×1
Palomar Medical Center Poway median $11,134 · local Medicare $5,874 · file 2026-04-01
Health Net$13,0952.2×1
Prospect$9,1741.6×1
Palomar Health Downtown Campus median $11,424 · local Medicare $5,874 · file 2026-04-01
Health Net$13,7582.3×1
Prospect$9,6391.6×1
Scripps$11,4241.9×1

Questions

How much does pneumonia (hospital stay) cost with commercial insurance in San Diego CA?

7 San Diego CA hospitals post usable commercial rates for inpatient stay (MS-DRG 194). The median across hospitals is $11,532; hospital medians range from $9,837 to $14,203. Your cost depends on your plan's deductible and coinsurance.