Price AtlasInteractive atlas · All states · techysurgeon.comPneumonia (hospital stay) in St. Louis MO
Every commercial insurer rate these hospitals posted, as a dollar amount and as a multiple of the hospital's own Medicare base rate.
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MS-DRG 194
| Hospital · insurer | Rate | × Medicare | Plans |
|---|---|---|---|
| Mercy Hospital South median $4,118 · local Medicare $5,745 · file 2026-06-10 | |||
| Humana | $4,118 | 0.7× | 2 |
| Alton Memorial Hospital median $11,992 · local Medicare $6,180 · file 2025-12-15 | |||
| Aetna | $16,457 | 2.7× | 5 |
| Cigna | $13,847 | 2.2× | 6 |
| Consociate | $10,201 | 1.7× | 2 |
| Elevance/Anthem/Empire | $9,041 | 1.5× | 6 |
| Health Alliance | $9,028 | 1.5× | 1 |
| Humana | $13,570 | 2.2× | 1 |
| Sarah Bush Lincoln | $10,913 | 1.8× | 1 |
| UnitedHealthcare | $13,071 | 2.1× | 2 |
| Missouri Baptist Medical Center median $11,992 · local Medicare $5,745 · file 2025-12-15 | |||
| Aetna | $16,457 | 2.9× | 5 |
| Cigna | $13,847 | 2.4× | 6 |
| Consociate | $10,201 | 1.8× | 2 |
| Elevance/Anthem/Empire | $9,041 | 1.6× | 6 |
| Health Alliance | $9,028 | 1.6× | 1 |
| Humana | $13,570 | 2.4× | 1 |
| Sarah Bush Lincoln | $10,913 | 1.9× | 1 |
| UnitedHealthcare | $13,071 | 2.3× | 2 |
| Barnes-Jewish West County Hospital median $11,992 · local Medicare $5,745 · file 2025-12-15 | |||
| Aetna | $16,457 | 2.9× | 5 |
| Cigna | $13,847 | 2.4× | 6 |
| Consociate | $10,201 | 1.8× | 2 |
| Elevance/Anthem/Empire | $9,041 | 1.6× | 6 |
| Health Alliance | $9,028 | 1.6× | 1 |
| Humana | $13,570 | 2.4× | 1 |
| Sarah Bush Lincoln | $10,913 | 1.9× | 1 |
| UnitedHealthcare | $13,071 | 2.3× | 2 |
| Barnes-Jewish St Peters Hospital median $11,992 · local Medicare $5,745 · file 2025-12-15 | |||
| Aetna | $16,457 | 2.9× | 5 |
| Cigna | $13,847 | 2.4× | 6 |
| Consociate | $10,201 | 1.8× | 2 |
| Elevance/Anthem/Empire | $9,041 | 1.6× | 6 |
| Health Alliance | $9,028 | 1.6× | 1 |
| Humana | $13,570 | 2.4× | 1 |
| Sarah Bush Lincoln | $10,913 | 1.9× | 1 |
| UnitedHealthcare | $13,071 | 2.3× | 3 |
| Progress West Hospital median $11,992 · local Medicare $5,745 · file 2025-12-15 | |||
| Aetna | $16,457 | 2.9× | 5 |
| Cigna | $13,847 | 2.4× | 6 |
| Consociate | $10,201 | 1.8× | 2 |
| Elevance/Anthem/Empire | $9,041 | 1.6× | 6 |
| Health Alliance | $9,028 | 1.6× | 1 |
| Humana | $13,570 | 2.4× | 1 |
| Sarah Bush Lincoln | $10,913 | 1.9× | 1 |
| UnitedHealthcare | $13,071 | 2.3× | 2 |
| Barnes Jewish Hospital median $15,892 · local Medicare $5,745 · file 2025-12-15 | |||
| Aetna | $19,264 | 3.4× | 5 |
| Cigna | $17,370 | 3.0× | 6 |
| Consociate | $13,009 | 2.3× | 2 |
| Elevance/Anthem/Empire | $14,415 | 2.5× | 6 |
| Health Alliance | $13,325 | 2.3× | 1 |
| Humana | $17,666 | 3.1× | 1 |
| Sarah Bush Lincoln | $13,917 | 2.4× | 1 |
| UnitedHealthcare | $17,416 | 3.0× | 2 |
MS-DRG 193
| Hospital · insurer | Rate | × Medicare | Plans |
|---|---|---|---|
| Mercy Hospital South median $6,717 · local Medicare $9,369 · file 2026-06-10 | |||
| Humana | $6,717 | 0.7× | 2 |
| Alton Memorial Hospital median $16,457 · local Medicare $10,080 · file 2025-12-15 | |||
| Aetna | $16,457 | 1.6× | 5 |
| Cigna | $21,029 | 2.1× | 6 |
| Consociate | $16,669 | 1.7× | 2 |
| Elevance/Anthem/Empire | $13,975 | 1.4× | 6 |
| Health Alliance | $14,509 | 1.4× | 1 |
| Humana | $13,570 | 1.3× | 1 |
| Sarah Bush Lincoln | $17,833 | 1.8× | 1 |
| Missouri Baptist Medical Center median $16,457 · local Medicare $9,369 · file 2025-12-15 | |||
| Aetna | $16,457 | 1.8× | 5 |
| Cigna | $21,029 | 2.2× | 6 |
| Consociate | $16,669 | 1.8× | 2 |
| Elevance/Anthem/Empire | $13,975 | 1.5× | 6 |
| Health Alliance | $14,509 | 1.5× | 1 |
| Humana | $13,570 | 1.4× | 1 |
| Sarah Bush Lincoln | $17,833 | 1.9× | 1 |
| Barnes-Jewish West County Hospital median $16,563 · local Medicare $9,369 · file 2025-12-15 | |||
| Aetna | $16,457 | 1.8× | 5 |
| Cigna | $21,029 | 2.2× | 6 |
| Consociate | $16,669 | 1.8× | 2 |
| Elevance/Anthem/Empire | $13,975 | 1.5× | 6 |
| Health Alliance | $14,509 | 1.5× | 1 |
| Humana | $13,570 | 1.4× | 1 |
| Sarah Bush Lincoln | $17,833 | 1.9× | 1 |
| UnitedHealthcare | $21,318 | 2.3× | 2 |
| Barnes-Jewish St Peters Hospital median $16,563 · local Medicare $9,369 · file 2025-12-15 | |||
| Aetna | $16,457 | 1.8× | 5 |
| Cigna | $21,029 | 2.2× | 6 |
| Consociate | $16,669 | 1.8× | 2 |
| Elevance/Anthem/Empire | $13,975 | 1.5× | 6 |
| Health Alliance | $14,509 | 1.5× | 1 |
| Humana | $13,570 | 1.4× | 1 |
| Sarah Bush Lincoln | $17,833 | 1.9× | 1 |
| UnitedHealthcare | $21,318 | 2.3× | 3 |
| Progress West Hospital median $16,563 · local Medicare $9,369 · file 2025-12-15 | |||
| Aetna | $16,457 | 1.8× | 5 |
| Cigna | $21,029 | 2.2× | 6 |
| Consociate | $16,669 | 1.8× | 2 |
| Elevance/Anthem/Empire | $13,975 | 1.5× | 6 |
| Health Alliance | $14,509 | 1.5× | 1 |
| Humana | $13,570 | 1.4× | 1 |
| Sarah Bush Lincoln | $17,833 | 1.9× | 1 |
| UnitedHealthcare | $21,318 | 2.3× | 2 |
| Barnes Jewish Hospital median $21,848 · local Medicare $9,369 · file 2025-12-15 | |||
| Aetna | $19,264 | 2.1× | 5 |
| Cigna | $26,379 | 2.8× | 6 |
| Consociate | $21,259 | 2.3× | 2 |
| Elevance/Anthem/Empire | $22,282 | 2.4× | 6 |
| Health Alliance | $21,414 | 2.3× | 1 |
| Humana | $17,666 | 1.9× | 1 |
| Sarah Bush Lincoln | $22,743 | 2.4× | 1 |
| UnitedHealthcare | $28,404 | 3.0× | 2 |
MS-DRG 195
| Hospital · insurer | Rate | × Medicare | Plans |
|---|---|---|---|
| Mercy Hospital South median $3,212 · local Medicare $4,480 · file 2026-06-10 | |||
| Humana | $3,212 | 0.7× | 2 |
| Alton Memorial Hospital median $9,349 · local Medicare $4,820 · file 2025-12-15 | |||
| Aetna | $16,457 | 3.4× | 5 |
| Cigna | $10,671 | 2.2× | 6 |
| Consociate | $7,949 | 1.6× | 2 |
| Elevance/Anthem/Empire | $6,906 | 1.4× | 6 |
| Health Alliance | $6,857 | 1.4× | 1 |
| Humana | $13,570 | 2.8× | 1 |
| Sarah Bush Lincoln | $8,504 | 1.8× | 1 |
| UnitedHealthcare | $10,194 | 2.1× | 2 |
| Missouri Baptist Medical Center median $9,349 · local Medicare $4,480 · file 2025-12-15 | |||
| Aetna | $16,457 | 3.7× | 5 |
| Cigna | $10,671 | 2.4× | 6 |
| Consociate | $7,949 | 1.8× | 2 |
| Elevance/Anthem/Empire | $6,906 | 1.5× | 6 |
| Health Alliance | $6,857 | 1.5× | 1 |
| Humana | $13,570 | 3.0× | 1 |
| Sarah Bush Lincoln | $8,504 | 1.9× | 1 |
| UnitedHealthcare | $10,194 | 2.3× | 2 |
| Barnes-Jewish West County Hospital median $9,349 · local Medicare $4,480 · file 2025-12-15 | |||
| Aetna | $16,457 | 3.7× | 5 |
| Cigna | $10,671 | 2.4× | 6 |
| Consociate | $7,949 | 1.8× | 2 |
| Elevance/Anthem/Empire | $6,906 | 1.5× | 6 |
| Health Alliance | $6,857 | 1.5× | 1 |
| Humana | $13,570 | 3.0× | 1 |
| Sarah Bush Lincoln | $8,504 | 1.9× | 1 |
| UnitedHealthcare | $10,194 | 2.3× | 2 |
| Barnes-Jewish St Peters Hospital median $9,349 · local Medicare $4,480 · file 2025-12-15 | |||
| Aetna | $16,457 | 3.7× | 5 |
| Cigna | $10,671 | 2.4× | 6 |
| Consociate | $7,949 | 1.8× | 2 |
| Elevance/Anthem/Empire | $6,906 | 1.5× | 6 |
| Health Alliance | $6,857 | 1.5× | 1 |
| Humana | $13,570 | 3.0× | 1 |
| Sarah Bush Lincoln | $8,504 | 1.9× | 1 |
| UnitedHealthcare | $10,194 | 2.3× | 3 |
| Progress West Hospital median $9,349 · local Medicare $4,480 · file 2025-12-15 | |||
| Aetna | $16,457 | 3.7× | 5 |
| Cigna | $10,671 | 2.4× | 6 |
| Consociate | $7,949 | 1.8× | 2 |
| Elevance/Anthem/Empire | $6,906 | 1.5× | 6 |
| Health Alliance | $6,857 | 1.5× | 1 |
| Humana | $13,570 | 3.0× | 1 |
| Sarah Bush Lincoln | $8,504 | 1.9× | 1 |
| UnitedHealthcare | $10,194 | 2.3× | 2 |
| Barnes Jewish Hospital median $10,928 · local Medicare $4,480 · file 2025-12-15 | |||
| Aetna | $19,264 | 4.3× | 5 |
| Cigna | $13,387 | 3.0× | 6 |
| Consociate | $10,138 | 2.3× | 2 |
| Elevance/Anthem/Empire | $11,011 | 2.5× | 6 |
| Health Alliance | $10,120 | 2.3× | 1 |
| Humana | $17,666 | 3.9× | 1 |
| Sarah Bush Lincoln | $10,845 | 2.4× | 1 |
| UnitedHealthcare | $6,174 | 1.4× | 2 |
Questions
How much does pneumonia (hospital stay) cost with commercial insurance in St. Louis MO?
7 St. Louis MO hospitals post usable commercial rates for inpatient stay (MS-DRG 194). The median across hospitals is $11,992; hospital medians range from $4,118 to $15,892. Your cost depends on your plan's deductible and coinsurance.