Posted commercial rates at 8 Tennessee hospitals, each next to its own Medicare base rate.
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| Hospital | Median across insurers | × Medicare | Insurers | File date |
|---|---|---|---|---|
| TriStar Skyline Medical Center Nashville | $8,346 | 1.5× | 8 | 2026-09-01 |
| TriStar Summit Medical Center Hermitage | $9,008 | 1.6× | 8 | 2026-09-01 |
| TriStar StoneCrest Medical Center Smyrna | $9,266 | 1.7× | 7 | 2026-09-01 |
| TriStar Hendersonville Medical Center Hendersonville | $9,266 | 1.7× | 7 | 2026-09-01 |
| Ascension Saint Thomas Hospital (Midtown + West) Nashville | $10,438 | 1.9× | 7 | 2026-01-01 |
| Ascension Saint Thomas Rutherford Murfreesboro | $10,910 | 2.0× | 6 | 2026-01-01 |
| Vanderbilt Wilson County Hospital Lebanon | $11,370 | 2.1× | 6 | 2025-10-01 |
| Vanderbilt University Medical Center Nashville | $14,141 | 2.6× | 6 | 2025-10-01 |
| Hospital | Median across insurers | × Medicare | Insurers | File date |
|---|---|---|---|---|
| TriStar StoneCrest Medical Center Smyrna | $11,711 | 1.3× | 7 | 2026-09-01 |
| Ascension Saint Thomas Hospital (Midtown + West) Nashville | $13,952 | 1.6× | 7 | 2026-01-01 |
| Ascension Saint Thomas Rutherford Murfreesboro | $14,932 | 1.7× | 6 | 2026-01-01 |
| Vanderbilt University Medical Center Nashville | $23,064 | 2.6× | 6 | 2025-10-01 |
| Hospital | Median across insurers | × Medicare | Insurers | File date |
|---|---|---|---|---|
| TriStar StoneCrest Medical Center Smyrna | $7,012 | 1.6× | 6 | 2026-09-01 |
| Ascension Saint Thomas Hospital (Midtown + West) Nashville | $10,387 | 2.4× | 7 | 2026-01-01 |
| Ascension Saint Thomas Rutherford Murfreesboro | $10,702 | 2.5× | 6 | 2026-01-01 |
| Vanderbilt University Medical Center Nashville | $11,028 | 2.6× | 6 | 2025-10-01 |
8 Tennessee hospitals post usable commercial rates for pneumonia (hospital stay) in their federal price-transparency files. For inpatient stay (MS-DRG 194), the median across 8 hospitals is $9,852, 1.8× each hospital's local Medicare base rate. Your share depends on your plan's deductible and coinsurance; the surgeon and anesthesia bill separately.