Every commercial insurer rate these hospitals posted, as a dollar amount and as a multiple of the hospital's own Medicare base rate.
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| Hospital · insurer | Rate | × Medicare | Plans |
|---|---|---|---|
| TriStar StoneCrest Medical Center median $12,301 · local Medicare $9,518 · file 2026-09-01 | |||
| Aetna | $12,301 | 1.3× | 3 |
| BCBS TN | $14,989 | 1.6× | 1 |
| Cigna | $17,952 | 1.9× | 2 |
| Elevance/Anthem/Empire | $8,526 | 0.9× | 1 |
| Humana | $12,179 | 1.3× | 1 |
| Oscar | $16,060 | 1.7× | 1 |
| UnitedHealthcare | $11,899 | 1.3× | 5 |
| Ascension Saint Thomas Rutherford median $12,935 · local Medicare $9,518 · file 2026-01-01 | |||
| Aetna | $20,300 | 2.1× | 4 |
| BCBS TN | $8,862 | 0.9× | 9 |
| Cigna | $14,076 | 1.5× | 16 |
| Humana | $11,794 | 1.2× | 1 |
| Oscar | $8,369 | 0.9× | 2 |
| UnitedHealthcare | $15,974 | 1.7× | 6 |
| Ascension Saint Thomas Hospital (Midtown + West) median $13,444 · local Medicare $9,518 · file 2026-01-01 | |||
| Aetna | $19,970 | 2.1× | 5 |
| BCBS TN | $12,813 | 1.3× | 14 |
| Cigna | $14,076 | 1.5× | 20 |
| Humana | $11,267 | 1.2× | 2 |
| MultiPlan/PHCS (rental network) | $13,288 | 1.4× | 2 |
| Oscar | $8,272 | 0.9× | 2 |
| UnitedHealthcare | $15,974 | 1.7× | 7 |
| Vanderbilt University Medical Center median $24,510 · local Medicare $9,518 · file 2025-10-01 | |||
| Aetna | $24,510 | 2.6× | 9 |
| BCBS TN | $17,532 | 1.8× | 4 |
| Cigna | $22,293 | 2.3× | 5 |
| MultiPlan/PHCS (rental network) | $22,277 | 2.3× | 2 |
| Oscar | $29,859 | 3.1× | 1 |
| UnitedHealthcare | $29,071 | 3.1× | 10 |
4 Nashville TN hospitals post usable commercial rates for inpatient stay (MS-DRG 885). The median across hospitals is $13,190; hospital medians range from $12,301 to $24,510. Your cost depends on your plan's deductible and coinsurance.