Every commercial insurer rate these hospitals posted, as a dollar amount and as a multiple of the hospital's own Medicare base rate.
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| Hospital · insurer | Rate | × Medicare | Plans |
|---|---|---|---|
| CJW Medical Center (Chippenham + Johnston-Willis) median $10,995 · local Medicare $9,688 · file 2026-09-01 | |||
| Aetna | $10,995 | 1.1× | 1 |
| Cigna | $21,872 | 2.3× | 2 |
| Elevance/Anthem/Empire | $7,551 | 0.8× | 3 |
| Oscar | $16,144 | 1.7× | 1 |
| UnitedHealthcare | $9,500 | 1.0× | 6 |
| Henrico Doctors' Hospital median $16,144 · local Medicare $9,688 · file 2026-09-01 | |||
| Aetna | $10,941 | 1.1× | 1 |
| Cigna | $21,872 | 2.3× | 2 |
| Elevance/Anthem/Empire | $24,486 | 2.5× | 4 |
| Oscar | $16,144 | 1.7× | 1 |
| UnitedHealthcare | $10,562 | 1.1× | 7 |
| VCU Medical Center median $23,784 · local Medicare $9,688 · file 2026-01-02 | |||
| Aetna | $20,154 | 2.1× | 1 |
| Elevance/Anthem/Empire | $23,784 | 2.5× | 2 |
| UnitedHealthcare | $30,990 | 3.2× | 1 |
| Bon Secours St. Mary's Hospital median $35,562 · local Medicare $9,688 · file 2026-04-01 | |||
| BCBS (other) | $37,517 | 3.9× | 3 |
| Cigna | $33,608 | 3.5× | 2 |
| Elevance/Anthem/Empire | $37,517 | 3.9× | 13 |
| UnitedHealthcare | $32,469 | 3.4× | 4 |
4 Richmond VA hospitals post usable commercial rates for inpatient stay (MS-DRG 885). The median across hospitals is $19,964; hospital medians range from $10,995 to $35,562. Your cost depends on your plan's deductible and coinsurance.