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Spinal cord stimulator implant in New York City

Every commercial insurer rate these hospitals posted, as a dollar amount and as a multiple of the hospital's own Medicare base rate.

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CPT 63685

Hospital · insurer	Rate	× Medicare	Plans
Montefiore Medical Center median $32,741 · local Medicare $38,519 · file 2026-04-01
EmblemHealth	$46,223	1.2×	2
Healthfirst	$32,741	0.8×	1
UnitedHealthcare	$31,728	0.8×	3
NYU Langone Hospitals (Orthopedic Hospital + Tisch files) median $36,445 · local Medicare $38,519 · file 2026-01-01
Aetna	$38,443	1.0×	24
BCBS (other)	$29,589	0.8×	16
Cigna	$55,147	1.4×	22
Elevance/Anthem/Empire	$29,589	0.8×	34
EmblemHealth	$34,447	0.9×	68
UnitedHealthcare	$64,992	1.7×	24
Hospital for Special Surgery median $58,158 · local Medicare $38,519 · file 2026-04-01
UnitedHealthcare	$58,158	1.5×	25

CPT 63650

Hospital · insurer	Rate	× Medicare	Plans
Montefiore Medical Center median $10,444 · local Medicare $7,955 · file 2026-04-01
1199SEIU	$4,342	0.5×	1
Aetna	$9,579	1.2×	4
Cigna	$16,203	2.0×	2
Elevance/Anthem/Empire	$11,308	1.4×	9
EmblemHealth	$11,659	1.5×	8
Healthfirst	$6,762	0.9×	1
MultiPlan/PHCS (rental network)	$6,909	0.9×	1
Oscar	$4,631	0.6×	2
UnitedHealthcare	$20,734	2.6×	6
Hospital for Special Surgery median $12,070 · local Medicare $7,955 · file 2026-04-01
Aetna	$7,773	1.0×	17
BCBS (other)	$11,879	1.5×	3
Cigna	$17,618	2.2×	13
Elevance/Anthem/Empire	$12,260	1.5×	10
EmblemHealth	$8,162	1.0×	14
UnitedHealthcare	$19,689	2.5×	25
NYU Langone Hospitals (Orthopedic Hospital + Tisch files) median $34,447 · local Medicare $7,955 · file 2026-01-01
1199SEIU	$5,941	0.7×	3
Aetna	$38,443	4.8×	24
BCBS (other)	$26,526	3.3×	16
Cigna	$55,147	6.9×	22
Elevance/Anthem/Empire	$26,526	3.3×	32
EmblemHealth	$34,447	4.3×	66
UnitedHealthcare	$38,618	4.9×	24

CPT 63655

Hospital · insurer	Rate	× Medicare	Plans
Montefiore Medical Center median $20,584 · local Medicare $24,217 · file 2026-04-01
1199SEIU	$22,105	0.9×	1
Aetna	$24,470	1.0×	2
Cigna	$15,046	0.6×	1
Elevance/Anthem/Empire	$12,906	0.5×	3
EmblemHealth	$17,707	0.7×	6
Healthfirst	$20,584	0.8×	1
UnitedHealthcare	$27,952	1.2×	3
NYU Langone Hospitals (Orthopedic Hospital + Tisch files) median $38,443 · local Medicare $24,217 · file 2026-01-01
1199SEIU	$46,323	1.9×	3
Aetna	$38,443	1.6×	24
BCBS (other)	$29,589	1.2×	16
Cigna	$55,147	2.3×	22
Elevance/Anthem/Empire	$29,589	1.2×	36
EmblemHealth	$34,447	1.4×	70
UnitedHealthcare	$38,618	1.6×	24

MS-DRG 518

Hospital · insurer	Rate	× Medicare	Plans
Montefiore Medical Center median $35,233 · local Medicare $33,824 · file 2026-04-01
EmblemHealth	$35,233	1.0×	1
Hospital for Special Surgery median $60,599 · local Medicare $33,824 · file 2026-04-01
Aetna	$63,123	1.9×	17
BCBS (other)	$53,077	1.6×	2
Cigna	$60,599	1.8×	13
EmblemHealth	$43,006	1.3×	14
UnitedHealthcare	$117,945	3.5×	25
NYU Langone Hospitals (Orthopedic Hospital + Tisch files) median $119,941 · local Medicare $33,824 · file 2026-01-01
1199SEIU	$119,941	3.5×	6
Aetna	$97,484	2.9×	24
BCBS (other)	$154,272	4.6×	32
Cigna	$108,412	3.2×	22
Elevance/Anthem/Empire	$154,272	4.6×	64
EmblemHealth	$94,311	2.8×	51
UnitedHealthcare	$142,765	4.2×	48

Questions

How much does spinal cord stimulator implant cost with commercial insurance in New York City?

3 New York City hospitals post usable commercial rates for CPT 63685, hospital outpatient. The median across hospitals is $36,445; hospital medians range from $32,741 to $58,158. Your cost depends on your plan's deductible and coinsurance.