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Sepsis (hospital stay) in Indianapolis IN

Every commercial insurer rate these hospitals posted, as a dollar amount and as a multiple of the hospital's own Medicare base rate.

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MS-DRG 871

Hospital · insurerRate× MedicarePlans
Ascension St Vincent Carmel median $14,482 · local Medicare $14,689 · file 2026-01-01
Aetna$11,2310.8×1
Cigna$15,5201.1×4
Elevance/Anthem/Empire$17,2331.2×17
Encore (rental network)$13,4000.9×1
Encore Exclusive (rental network)$13,4000.9×1
Humana$13,4690.9×6
One Health Plan$11,5000.8×1
SIHO PPO$15,0001.0×1
Sagamore Plus Drg$19,6071.3×1
Smarthealth PPO/Hdhp 20161001$13,7000.9×1
Unified Zionsville$13,9651.0×3
UnitedHealthcare$18,5091.3×3
Ascension St Vincent Fishers median $15,001 · local Medicare $14,689 · file 2026-01-01
Aetna$11,2310.8×1
Cigna$15,5201.1×4
Elevance/Anthem/Empire$17,2331.2×17
Encore (rental network)$13,4000.9×1
Encore Exclusive (rental network)$13,4000.9×1
Humana$15,0021.0×4
One Health Plan$11,5000.8×1
SIHO PPO$15,0001.0×1
Sagamore Plus Drg$19,6071.3×1
Smarthealth PPO/Hdhp 20161001$13,7000.9×1
Unified Zionsville$14,4641.0×2
UnitedHealthcare$18,5091.3×3
Ascension St Vincent Anderson median $15,002 · local Medicare $14,689 · file 2026-01-01
Aetna$11,2310.8×1
Cigna$17,5621.2×3
Elevance/Anthem/Empire$15,8941.1×12
Encore (rental network)$13,4000.9×1
Encore Exclusive (rental network)$13,4000.9×1
Humana$15,0021.0×4
One Health Plan$11,5000.8×1
SIHO PPO$15,0001.0×1
Sagamore Plus Drg$19,6071.3×1
Smarthealth PPO/Hdhp 20161001$13,7000.9×1
Unified Group Services$18,2111.2×1
Unified Zionsville$13,9651.0×3
UnitedHealthcare$18,5091.3×1
Hendricks Regional Health median $35,557 · local Medicare $14,689 · file 2026-05-20
Cigna$59,7204.1×1
Elevance/Anthem/Empire$25,2081.7×3
Sagamore Health Incumbent Program$35,5572.4×1
SagamoreHealth Network$37,4282.5×1
UnitedHealthcare$28,2131.9×2
Franciscan Health Mooresville median $44,035 · local Medicare $14,689 · file 2026-01-01
Aetna$49,3553.4×3
BCBS (other)$44,0353.0×1
BCBS IL$44,0353.0×1
Elevance/Anthem/Empire$44,0353.0×7
Franciscan Health Indianapolis median $44,035 · local Medicare $14,689 · file 2026-01-01
Aetna$49,3553.4×3
BCBS (other)$44,0353.0×1
BCBS IL$44,0353.0×1
Elevance/Anthem/Empire$44,0353.0×7
UnitedHealthcare$38,1582.6×6

MS-DRG 872

Hospital · insurerRate× MedicarePlans
Ascension St Vincent Carmel median $13,700 · local Medicare $7,738 · file 2026-01-01
Aetna$11,2311.5×1
Cigna$15,5202.0×4
Elevance/Anthem/Empire$17,2332.2×17
Encore (rental network)$13,4001.7×1
Encore Exclusive (rental network)$13,4001.7×1
Humana$13,4691.7×6
One Health Plan$11,5001.5×1
Prohealth$7,9401.0×3
SIHO PPO$15,0001.9×1
Sagamore Plus Drg$19,6072.5×1
Smarthealth PPO/Hdhp 20161001$13,7001.8×1
Suburban TPA$7,9401.0×1
Suburban/Sho$7,9401.0×2
Unified Zionsville$13,9651.8×3
UnitedHealthcare$18,5092.4×3
Ascension St Vincent Fishers median $14,732 · local Medicare $7,738 · file 2026-01-01
Aetna$11,2311.5×1
Cigna$15,5202.0×4
Elevance/Anthem/Empire$17,2332.2×17
Encore (rental network)$13,4001.7×1
Encore Exclusive (rental network)$13,4001.7×1
Humana$15,0021.9×4
One Health Plan$11,5001.5×1
Prohealth$7,9401.0×3
SIHO PPO$15,0001.9×1
Sagamore Plus Drg$19,6072.5×1
Smarthealth PPO/Hdhp 20161001$13,7001.8×1
Suburban/Sho$7,9401.0×2
Unified Zionsville$14,4641.9×2
UnitedHealthcare$18,5092.4×3
Ascension St Vincent Anderson median $15,000 · local Medicare $7,738 · file 2026-01-01
Aetna$11,2311.5×1
Cigna$17,5622.3×3
Elevance/Anthem/Empire$15,8942.1×12
Encore (rental network)$13,4001.7×1
Encore Exclusive (rental network)$13,4001.7×1
Humana$15,0021.9×4
One Health Plan$11,5001.5×1
Prohealth$7,9401.0×3
SIHO PPO$15,0001.9×1
Sagamore Plus Drg$19,6072.5×1
Smarthealth PPO/Hdhp 20161001$13,7001.8×1
Suburban/Sho$7,9401.0×3
Unified Group Services$18,2112.4×1
Unified Zionsville$13,9651.8×3
UnitedHealthcare$18,5092.4×1
Hendricks Regional Health median $18,732 · local Medicare $7,738 · file 2026-05-20
Cigna$31,4604.1×1
Elevance/Anthem/Empire$13,2801.7×3
Sagamore Health Incumbent Program$18,7322.4×1
SagamoreHealth Network$19,7172.5×1
UnitedHealthcare$14,8621.9×2
Franciscan Health Mooresville median $23,197 · local Medicare $7,738 · file 2026-01-01
Aetna$26,0003.4×3
BCBS (other)$23,1973.0×1
BCBS IL$23,1973.0×1
Elevance/Anthem/Empire$23,1973.0×7
UnitedHealthcare$20,1022.6×7
Franciscan Health Indianapolis median $23,197 · local Medicare $7,738 · file 2026-01-01
Aetna$26,0003.4×3
BCBS (other)$23,1973.0×1
BCBS IL$23,1973.0×1
Elevance/Anthem/Empire$23,1973.0×7
UnitedHealthcare$20,1022.6×6

Questions

How much does sepsis (hospital stay) cost with commercial insurance in Indianapolis IN?

6 Indianapolis IN hospitals post usable commercial rates for inpatient stay (MS-DRG 871). The median across hospitals is $25,280; hospital medians range from $14,482 to $44,035. Your cost depends on your plan's deductible and coinsurance.