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Shoulder replacement in Charlotte NC

Every commercial insurer rate these hospitals posted, as a dollar amount and as a multiple of the hospital's own Medicare base rate.

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CPT 23472

Hospital · insurer	Rate	× Medicare	Plans
Atrium Health Lincoln median $21,566 · local Medicare $17,039 · file 2025-12-01
OrthoCarolina	$21,566	1.3×	1
Atrium Health Cabarrus median $21,863 · local Medicare $17,039 · file 2025-12-01
Ortho Carolina	$21,863	1.3×	1
Atrium Health Pineville median $21,863 · local Medicare $17,039 · file 2025-12-05
Ortho Carolina	$21,863	1.3×	1
Atrium Health Union median $21,863 · local Medicare $17,039 · file 2025-12-04
Ortho Carolina	$21,863	1.3×	1
Atrium Health University City median $21,863 · local Medicare $17,039 · file 2025-12-05
Ortho Carolina	$21,863	1.3×	1

MS-DRG 483

Hospital · insurer	Rate	× Medicare	Plans
Lake Norman Regional Medical Center median $31,095 · local Medicare $19,144 · file 2026-04-01
Aetna	$31,650	1.7×	1
BCBS NC	$20,376	1.1×	2
Cigna	$31,095	1.6×	1
MedCost	$27,650	1.4×	1
UnitedHealthcare	$35,417	1.9×	2
Atrium Health University City median $37,190 · local Medicare $19,144 · file 2025-12-05
BCBS NC	$28,772	1.5×	2
Cigna	$45,608	2.4×	1
Atrium Health Union median $39,334 · local Medicare $19,144 · file 2025-12-04
BCBS NC	$33,060	1.7×	2
Cigna	$45,608	2.4×	1
Atrium Health Cabarrus median $41,770 · local Medicare $19,144 · file 2025-12-01
BCBS NC	$37,933	2.0×	2
Cigna	$45,608	2.4×	1
Atrium Health Pineville median $42,266 · local Medicare $19,144 · file 2025-12-05
BCBS NC	$38,924	2.0×	2
Cigna	$45,608	2.4×	1
Novant Health Presbyterian Medical Center median $54,188 · local Medicare $19,144 · file 2026-03-31
BCBS NC	$37,167	1.9×	4
Cigna	$54,188	2.8×	1
UnitedHealthcare	$58,939	3.1×	1
Novant Health Matthews Medical Center median $54,188 · local Medicare $19,144 · file 2026-03-30
BCBS NC	$37,167	1.9×	4
Cigna	$54,188	2.8×	1
UnitedHealthcare	$58,939	3.1×	1
Novant Health Huntersville Medical Center median $54,188 · local Medicare $19,144 · file 2026-03-30
BCBS NC	$37,167	1.9×	4
Cigna	$54,188	2.8×	1
UnitedHealthcare	$58,939	3.1×	1

Questions

How much does shoulder replacement cost with commercial insurance in Charlotte NC?

5 Charlotte NC hospitals post usable commercial rates for CPT 23472, hospital outpatient. The median across hospitals is $21,863; hospital medians range from $21,566 to $21,863. Your cost depends on your plan's deductible and coinsurance.