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Shoulder replacement in Indianapolis IN

Every commercial insurer rate these hospitals posted, as a dollar amount and as a multiple of the hospital's own Medicare base rate.

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CPT 23472

Hospital · insurerRate× MedicarePlans
Riverview Health median $27,238 · local Medicare $18,551 · file 2026-04-01
Elevance/Anthem/Empire$35,0001.9×3
UnitedHealthcare$19,4771.0×1
Franciscan Health Indianapolis median $72,936 · local Medicare $18,551 · file 2026-01-01
BCBS (other)$72,9363.9×1
BCBS IL$72,9363.9×1
Elevance/Anthem/Empire$72,9363.9×7
Franciscan Health Mooresville median $78,687 · local Medicare $18,551 · file 2026-01-01
BCBS (other)$78,6874.2×1
BCBS IL$78,6874.2×1
Elevance/Anthem/Empire$78,6874.2×7

MS-DRG 483

Hospital · insurerRate× MedicarePlans
Ascension St Vincent Carmel median $15,260 · local Medicare $20,961 · file 2026-01-01
Cigna$15,5200.7×4
Elevance/Anthem/Empire$17,2330.8×15
Encore (rental network)$13,4000.6×1
Encore Exclusive (rental network)$13,4000.6×1
Humana$13,4690.6×6
SIHO PPO$15,0000.7×1
Sagamore Plus Drg$19,6070.9×1
Smarthealth PPO/Hdhp 20161001$13,7000.7×1
Unified Zionsville$13,9650.7×3
UnitedHealthcare$18,5090.9×3
Ascension St Vincent Fishers median $15,261 · local Medicare $20,961 · file 2026-01-01
Cigna$15,5200.7×4
Elevance/Anthem/Empire$17,2330.8×15
Encore (rental network)$13,4000.6×1
Encore Exclusive (rental network)$13,4000.6×1
Humana$15,0020.7×4
SIHO PPO$15,0000.7×1
Sagamore Plus Drg$19,6070.9×1
Smarthealth PPO/Hdhp 20161001$13,7000.7×1
Unified Zionsville$14,4640.7×2
UnitedHealthcare$18,5090.9×3
Ascension St Vincent Anderson median $15,894 · local Medicare $20,961 · file 2026-01-01
Cigna$17,5620.8×3
Elevance/Anthem/Empire$15,8940.8×10
Encore (rental network)$13,4000.6×1
Encore Exclusive (rental network)$13,4000.6×1
Humana$15,0020.7×4
SIHO PPO$15,0000.7×1
Sagamore Plus Drg$19,6070.9×1
Smarthealth PPO/Hdhp 20161001$13,7000.7×1
Unified Group Services$18,2110.9×1
Unified Zionsville$13,9650.7×3
UnitedHealthcare$18,5090.9×1
Hendricks Regional Health median $50,740 · local Medicare $20,961 · file 2026-05-20
Cigna$85,2194.1×1
Elevance/Anthem/Empire$35,9711.7×3
Sagamore Health Incumbent Program$50,7402.4×1
SagamoreHealth Network$53,4092.5×1
UnitedHealthcare$40,2591.9×2
Franciscan Health Mooresville median $62,836 · local Medicare $20,961 · file 2026-01-01
Aetna$70,4283.4×3
BCBS (other)$62,8363.0×1
BCBS IL$62,8363.0×1
Elevance/Anthem/Empire$62,8363.0×7
UnitedHealthcare$54,4512.6×7
Franciscan Health Indianapolis median $62,836 · local Medicare $20,961 · file 2026-01-01
Aetna$70,4283.4×3
BCBS (other)$62,8363.0×1
BCBS IL$62,8363.0×1
Elevance/Anthem/Empire$62,8363.0×7

Questions

How much does shoulder replacement cost with commercial insurance in Indianapolis IN?

3 Indianapolis IN hospitals post usable commercial rates for CPT 23472, hospital outpatient. The median across hospitals is $72,936; hospital medians range from $27,238 to $78,687. Your cost depends on your plan's deductible and coinsurance.