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Toe amputation: what insurers pay

Amputation of a toe at the joint, most often for infection or poor circulation. Commercial negotiated rates by hospital and market, next to Medicare for the same code.

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CPT 28820: Toe Amputation

1253 hospitals in 80 markets. National Medicare rate $3,343, surgery center $1,645.

MarketHospitals25th pctMedian75th pctLow–high
Alabama (statewide)13$3,160$3,900$4,244$2,938–$8,718
Alaska (statewide)3———$2,818–$10,897
Arizona (statewide)13$3,458$3,901$4,364$2,155–$11,826
Arkansas (statewide)11$2,724$3,075$3,650$2,330–$4,485
Atlanta GA10$4,346$4,714$5,531$4,346–$5,531
Austin TX13$2,628$4,863$4,863$2,628–$4,982
Boston MA13$4,159$5,490$5,761$3,000–$6,591
California (statewide)60$4,666$9,298$12,270$3,476–$12,848
Charlotte NC5$3,857$3,857$3,857$3,805–$3,857
Chicago IL7$4,732$5,326$7,295$4,109–$7,516
Cleveland OH11$3,223$3,484$3,810$1,857–$4,756
Colorado (statewide)14$4,538$5,088$5,926$3,245–$7,895
Columbus OH2———$11,769–$11,769
Connecticut (statewide)3———$3,362–$13,633
Dallas-Fort Worth TX14$4,801$4,897$5,103$4,799–$10,833
Denver CO15$5,105$5,415$5,936$4,384–$6,550
Detroit MI15$2,795$2,795$3,188$1,931–$5,812
Florida (statewide)59$5,360$6,930$7,522$2,300–$15,595
Georgia (statewide)45$3,756$4,714$5,531$2,092–$15,676
Hawaii (statewide)5$4,231$5,092$5,672$4,038–$7,285
Houston TX19$3,932$4,250$4,452$3,772–$6,245
Idaho (statewide)15$3,124$3,306$7,451$1,738–$9,807
Illinois (statewide)29$3,383$5,098$7,295$1,995–$9,639
Indiana (statewide)37$5,193$7,429$12,222$2,234–$20,580
Indianapolis IN4———$3,624–$14,684
Iowa (statewide)26$3,343$4,504$6,198$1,726–$9,929
Kansas (statewide)19$4,084$4,982$5,673$2,989–$10,897
Kentucky (statewide)15$2,293$3,652$3,920$1,613–$5,420
Las Vegas NV1———$3,010–$3,010
Los Angeles CA18$5,124$5,876$7,568$4,687–$14,342
Louisiana (statewide)24$3,141$3,676$4,184$2,148–$8,954
Maine (statewide)16$13,295$15,088$15,435$6,984–$19,406
Maryland (statewide)1———$4,824–$4,824
Massachusetts (statewide)9$3,412$3,986$4,278$2,503–$5,018
Miami-Fort Lauderdale FL4———$3,554–$6,058
Michigan (statewide)23$2,823$3,152$3,534$1,645–$7,911
Minneapolis-St. Paul MN12$4,642$4,732$5,188$3,191–$6,718
Minnesota (statewide)16$4,688$8,620$10,251$2,048–$15,214
Mississippi (statewide)23$4,020$4,668$5,111$2,473–$8,923
Missouri (statewide)20$3,804$4,394$5,189$2,501–$6,897
Montana (statewide)5$4,764$6,562$6,814$4,299–$9,713
Nashville TN8$2,753$2,895$4,001$1,637–$6,688
Nebraska (statewide)12$3,376$4,736$5,285$3,376–$7,309
Nevada (statewide)3———$6,228–$7,643
New Hampshire (statewide)6$5,492$7,255$10,415$2,760–$14,652
New Jersey (statewide)28$5,428$6,770$7,389$3,591–$12,496
New Mexico (statewide)7$5,782$9,222$10,034$1,827–$13,842
New York (statewide)29$3,904$4,940$6,582$2,531–$9,545
New York City8$3,902$5,341$8,155$3,876–$11,230
North Carolina (statewide)6$4,270$5,814$8,088$3,108–$9,044
North Dakota (statewide)5$5,613$5,716$7,003$5,176–$7,395
Ohio (statewide)41$3,405$5,940$7,739$1,786–$12,576
Oklahoma (statewide)12$5,793$6,702$7,148$2,889–$9,948
Oregon (statewide)11$7,828$9,228$11,278$2,484–$14,924
Pennsylvania (statewide)49$3,514$6,606$10,686$1,596–$15,051
Philadelphia PA11$3,619$4,175$5,533$3,316–$12,496
Phoenix AZ8$2,876$3,004$3,039$2,600–$3,039
Pittsburgh PA10$3,217$5,706$6,738$2,494–$8,166
Portland OR9$7,274$7,274$11,960$6,682–$11,960
Research Triangle NC2———$4,148–$5,152
Rhode Island (statewide)5$4,393$6,284$6,696$4,194–$8,858
Richmond VA3———$5,342–$5,350
Rio Grande Valley TX5$4,252$4,291$5,830$3,144–$5,830
Salt Lake City UT9$3,576$3,698$3,698$2,947–$3,819
San Antonio TX3———$3,960–$4,773
San Diego CA7$7,154$7,154$7,200$6,018–$7,760
San Francisco Bay Area CA4———$6,134–$19,507
Seattle-Tacoma WA16$8,396$8,809$11,436$8,002–$12,938
South Carolina (statewide)28$6,603$7,453$9,162$3,707–$11,592
South Dakota (statewide)5$5,205$5,830$5,938$4,023–$16,579
St. Louis MO7$6,188$6,188$6,188$4,953–$8,358
Tampa FL6$6,038$6,038$6,038$5,195–$9,268
Tennessee (statewide)36$2,863$3,104$3,478$2,102–$6,718
Texas (statewide)80$3,772$4,853$5,023$1,954–$20,580
Utah (statewide)8$2,947$3,374$3,606$2,484–$11,341
Virginia (statewide)25$5,978$9,305$10,442$3,192–$12,413
Washington (statewide)15$6,824$9,220$9,800$2,135–$16,915
Washington DC8$4,359$4,359$4,421$4,359–$5,051
West Virginia (statewide)9$4,800$5,466$10,636$3,602–$21,783
Wisconsin (statewide)42$6,094$6,825$6,825$1,936–$12,908

Lowest and highest 12 hospital medians

HospitalMarketMedian across insurers× MedicareInsurersFile date
Upmc ColePennsylvania (statewide)$1,5960.5×12026-03-06
Jackson Purchase Medical CenterKentucky (statewide)$1,6130.5×12026-07-10
Ascension Saint Thomas RutherfordNashville TN$1,6370.5×12026-01-01
Helen Newberry Joy HospitalMichigan (statewide)$1,6450.5×12026-09-02
Upmc KanePennsylvania (statewide)$1,6920.5×12026-03-06
Clarinda Regional Health CenterIowa (statewide)$1,7260.6×12026-07-13
Steele Memorial Medical CenterIdaho (statewide)$1,7380.5×22026-02-26
University Hospitals Samaritan Medical CenterOhio (statewide)$1,7860.6×12026-07-14
King'S Daughters' Medical CenterKentucky (statewide)$1,7880.6×22026-09-25
Cibola General HospitalNew Mexico (statewide)$1,8270.6×22026-09-27
University Hospitals Cleveland Medical CenterCleveland OH$1,8570.6×12026-07-14
Conemaugh Memorial Medical CenterPennsylvania (statewide)$1,8590.6×12026-04-15
Mainehealth Waldo HospitalMaine (statewide)$15,9425.0×12025-09-09
Northern Light Mayo HospitalMaine (statewide)$16,2565.0×22026-03-30
Parkview Whitley HospitalIndiana (statewide)$16,2834.7×12026-09-01
Same Day Surgery Center LlcSouth Dakota (statewide)$16,5795.0×22026-09-10
Mary Bridge Children'S HospitalWashington (statewide)$16,9154.4×52026-08-27
Parkview Lagrange HospitalIndiana (statewide)$18,5635.4×12026-09-01
Mainehealth Lincoln HospitalMaine (statewide)$19,4066.0×12025-09-09
Stanford Health CareSan Francisco Bay Area CA$19,5074.0×42026-04-01
Parkview Wabash Hospital, IncIndiana (statewide)$20,3685.9×12026-09-01
Parkview Regional Medical CenterIndiana (statewide)$20,5805.9×12026-09-01
Parkview HospitalTexas (statewide)$20,5806.3×12026-09-01
Logan Regional Medical CenterWest Virginia (statewide)$21,7836.9×12026-04-01

Every hospital is on its state's page (linked in the market table) and in the interactive explorer.

Questions

How much do commercial insurers pay hospitals for toe amputation?

Across 1253 hospitals in 80 markets (metro areas and statewide) that post a usable dollar rate, the median commercial rate for CPT 28820, hospital outpatient is $5,105, 1.5× the same hospital's local Medicare base rate. The middle half of hospitals runs $3,805 to $7,274. Figures are each hospital's median across insurers, from its federal price-transparency file.

What does Medicare pay for toe amputation?

Medicare's national hospital outpatient rate for CPT 28820 is $3,343 and its surgery-center rate is $1,645, before local wage adjustment.

Which hospitals post the lowest and highest commercial rates for toe amputation?

Lowest medians: Upmc Cole ($1,596), Jackson Purchase Medical Center ($1,613), Ascension Saint Thomas Rutherford ($1,637). Highest: Logan Regional Medical Center ($21,783), Parkview Hospital ($20,580), Parkview Regional Medical Center ($20,580). Coverage: every hospital whose price file we could read.