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Every commercial insurer rate these hospitals posted, as a dollar amount and as a multiple of the hospital's own Medicare base rate.
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CPT 59409
| Hospital · insurer | Rate | × Medicare | Plans |
|---|---|---|---|
| University of Illinois Hospital and Clinics median $2,385 · local Medicare $3,469 · file 2026-04-01 | |||
| Healthlink | $2,385 | 0.7× | 2 |
| Loyola University Medical Center median $2,907 · local Medicare $3,469 · file 2026-03-31 | |||
| Humana | $2,907 | 0.8× | 1 |
| Endeavor Health Northwest Community Hospital median $3,500 · local Medicare $3,469 · file 2026-04-01 | |||
| BCBS IL | $3,250 | 0.9× | 3 |
| UnitedHealthcare | $3,751 | 1.1× | 1 |
| Endeavor Health Edward Hospital median $3,964 · local Medicare $3,469 · file 2026-04-01 | |||
| BCBS IL | $4,321 | 1.2× | 2 |
| UnitedHealthcare | $3,607 | 1.0× | 2 |
| Endeavor Health Elmhurst Hospital median $4,662 · local Medicare $3,469 · file 2026-04-01 | |||
| BCBS IL | $4,321 | 1.2× | 2 |
| UnitedHealthcare | $5,002 | 1.4× | 2 |
| Endeavor Health Evanston Hospital median $4,864 · local Medicare $3,469 · file 2026-04-01 | |||
| Aetna | $3,338 | 1.0× | 1 |
| BCBS IL | $4,864 | 1.4× | 3 |
| UnitedHealthcare | $5,636 | 1.6× | 2 |
| Rush University Medical Center median $6,387 · local Medicare $3,469 · file 2026-09-25 | |||
| BCBS IL | $2,703 | 0.8× | 1 |
| UnitedHealthcare | $10,071 | 2.9× | 1 |
| University of Chicago Medical Center median $7,494 · local Medicare $3,469 · file 2026-04-01 | |||
| Oscar | $3,989 | 1.1× | 1 |
| UnitedHealthcare | $11,000 | 3.2× | 1 |
MS-DRG 807
| Hospital · insurer | Rate | × Medicare | Plans |
|---|---|---|---|
| Endeavor Health Northwest Community Hospital median $6,052 · local Medicare $5,170 · file 2026-04-01 | |||
| Aetna | $6,595 | 1.3× | 1 |
| BCBS IL | $6,052 | 1.2× | 4 |
| UnitedHealthcare | $6,050 | 1.2× | 1 |
| Endeavor Health Edward Hospital median $6,986 · local Medicare $5,170 · file 2026-04-01 | |||
| Aetna | $5,958 | 1.2× | 1 |
| BCBS IL | $6,986 | 1.4× | 4 |
| UnitedHealthcare | $7,736 | 1.5× | 2 |
| Endeavor Health Elmhurst Hospital median $7,747 · local Medicare $5,170 · file 2026-04-01 | |||
| Aetna | $9,630 | 1.9× | 1 |
| BCBS IL | $6,986 | 1.4× | 4 |
| UnitedHealthcare | $7,747 | 1.5× | 2 |
| Loyola University Medical Center median $7,870 · local Medicare $5,170 · file 2026-03-31 | |||
| BCBS IL | $7,522 | 1.5× | 4 |
| Cigna | $8,218 | 1.6× | 2 |
| Humana | $6,667 | 1.3× | 1 |
| UnitedHealthcare | $9,847 | 1.9× | 2 |
| Endeavor Health Evanston Hospital median $8,894 · local Medicare $5,170 · file 2026-04-01 | |||
| Aetna | $8,442 | 1.6× | 1 |
| BCBS IL | $8,894 | 1.7× | 4 |
| UnitedHealthcare | $10,632 | 2.1× | 2 |
| Rush University Medical Center median $10,324 · local Medicare $5,170 · file 2026-09-25 | |||
| Aetna | $12,519 | 2.4× | 2 |
| BCBS IL | $9,795 | 1.9× | 5 |
| Cigna | $8,057 | 1.6× | 2 |
| UnitedHealthcare | $10,854 | 2.1× | 1 |
| Advocate Christ Medical Center median $10,774 · local Medicare $5,170 · file 2025-11-04 | |||
| Aetna | $10,398 | 2.0× | 1 |
| BCBS IL | $12,178 | 2.4× | 4 |
| Cigna | $11,149 | 2.2× | 2 |
| UnitedHealthcare | $7,386 | 1.4× | 4 |
| Advocate Lutheran General Hospital median $10,774 · local Medicare $5,170 · file 2025-11-04 | |||
| Aetna | $10,398 | 2.0× | 1 |
| BCBS IL | $12,308 | 2.4× | 4 |
| Cigna | $11,149 | 2.2× | 2 |
| UnitedHealthcare | $7,386 | 1.4× | 4 |
| University of Chicago Medical Center median $12,540 · local Medicare $5,170 · file 2026-04-01 | |||
| Aetna | $12,540 | 2.4× | 2 |
| BCBS IL | $13,243 | 2.6× | 1 |
| Cigna | $9,784 | 1.9× | 2 |
| Oscar | $8,765 | 1.7× | 1 |
| UnitedHealthcare | $13,960 | 2.7× | 1 |
MS-DRG 806
| Hospital · insurer | Rate | × Medicare | Plans |
|---|---|---|---|
| Endeavor Health Northwest Community Hospital median $6,872 · local Medicare $5,782 · file 2026-04-01 | |||
| Aetna | $7,488 | 1.3× | 1 |
| BCBS IL | $6,872 | 1.2× | 4 |
| UnitedHealthcare | $6,870 | 1.2× | 1 |
| Endeavor Health Edward Hospital median $7,932 · local Medicare $5,782 · file 2026-04-01 | |||
| Aetna | $6,765 | 1.2× | 1 |
| BCBS IL | $7,932 | 1.4× | 4 |
| UnitedHealthcare | $8,784 | 1.5× | 2 |
| Endeavor Health Elmhurst Hospital median $8,796 · local Medicare $5,782 · file 2026-04-01 | |||
| Aetna | $10,934 | 1.9× | 1 |
| BCBS IL | $7,932 | 1.4× | 4 |
| UnitedHealthcare | $8,796 | 1.5× | 2 |
| Loyola University Medical Center median $8,936 · local Medicare $5,782 · file 2026-03-31 | |||
| BCBS IL | $8,541 | 1.5× | 4 |
| Cigna | $9,331 | 1.6× | 2 |
| Humana | $6,667 | 1.2× | 1 |
| UnitedHealthcare | $10,604 | 1.8× | 2 |
| Northwestern Medicine Central DuPage Hospital median $10,023 · local Medicare $5,782 · file 2026-04-01 | |||
| BCBS IL | $10,023 | 1.7× | 10 |
| Endeavor Health Evanston Hospital median $10,099 · local Medicare $5,782 · file 2026-04-01 | |||
| Aetna | $9,585 | 1.7× | 1 |
| BCBS IL | $10,099 | 1.7× | 4 |
| UnitedHealthcare | $12,072 | 2.1× | 2 |
| Rush University Medical Center median $11,546 · local Medicare $5,782 · file 2026-09-25 | |||
| Aetna | $14,001 | 2.4× | 2 |
| BCBS IL | $10,954 | 1.9× | 5 |
| Cigna | $9,010 | 1.6× | 2 |
| UnitedHealthcare | $12,138 | 2.1× | 1 |
| Advocate Christ Medical Center median $12,232 · local Medicare $5,782 · file 2025-11-04 | |||
| Aetna | $11,806 | 2.0× | 1 |
| BCBS IL | $13,827 | 2.4× | 4 |
| Cigna | $12,659 | 2.2× | 2 |
| UnitedHealthcare | $8,386 | 1.5× | 4 |
| Advocate Lutheran General Hospital median $12,232 · local Medicare $5,782 · file 2025-11-04 | |||
| Aetna | $11,806 | 2.0× | 1 |
| BCBS IL | $13,975 | 2.4× | 4 |
| Cigna | $12,659 | 2.2× | 2 |
| UnitedHealthcare | $8,386 | 1.5× | 4 |
| University of Chicago Medical Center median $14,024 · local Medicare $5,782 · file 2026-04-01 | |||
| Aetna | $14,024 | 2.4× | 2 |
| BCBS IL | $14,810 | 2.6× | 1 |
| Cigna | $10,942 | 1.9× | 2 |
| Oscar | $9,802 | 1.7× | 1 |
| UnitedHealthcare | $15,612 | 2.7× | 1 |
MS-DRG 805
| Hospital · insurer | Rate | × Medicare | Plans |
|---|---|---|---|
| Endeavor Health Northwest Community Hospital median $9,478 · local Medicare $8,276 · file 2026-04-01 | |||
| Aetna | $10,328 | 1.2× | 1 |
| BCBS IL | $9,478 | 1.1× | 4 |
| UnitedHealthcare | $9,475 | 1.1× | 1 |
| Endeavor Health Edward Hospital median $10,940 · local Medicare $8,276 · file 2026-04-01 | |||
| Aetna | $9,330 | 1.1× | 1 |
| BCBS IL | $10,940 | 1.3× | 4 |
| UnitedHealthcare | $12,116 | 1.5× | 2 |
| Endeavor Health Elmhurst Hospital median $12,132 · local Medicare $8,276 · file 2026-04-01 | |||
| Aetna | $15,081 | 1.8× | 1 |
| BCBS IL | $10,940 | 1.3× | 4 |
| UnitedHealthcare | $12,132 | 1.5× | 2 |
| Loyola University Medical Center median $12,324 · local Medicare $8,276 · file 2026-03-31 | |||
| BCBS IL | $11,779 | 1.4× | 4 |
| Cigna | $12,869 | 1.6× | 2 |
| Humana | $6,667 | 0.8× | 1 |
| UnitedHealthcare | $13,011 | 1.6× | 2 |
| Endeavor Health Evanston Hospital median $13,929 · local Medicare $8,276 · file 2026-04-01 | |||
| Aetna | $13,220 | 1.6× | 1 |
| BCBS IL | $13,929 | 1.7× | 4 |
| UnitedHealthcare | $16,651 | 2.0× | 2 |
| Rush University Medical Center median $16,526 · local Medicare $8,276 · file 2026-09-25 | |||
| Aetna | $20,039 | 2.4× | 2 |
| BCBS IL | $15,679 | 1.9× | 5 |
| Cigna | $11,197 | 1.4× | 1 |
| UnitedHealthcare | $17,374 | 2.1× | 1 |
| Advocate Christ Medical Center median $16,872 · local Medicare $8,276 · file 2025-11-04 | |||
| Aetna | $16,283 | 2.0× | 1 |
| BCBS IL | $19,071 | 2.3× | 4 |
| Cigna | $17,460 | 2.1× | 2 |
| UnitedHealthcare | $11,566 | 1.4× | 4 |
| Advocate Lutheran General Hospital median $16,872 · local Medicare $8,276 · file 2025-11-04 | |||
| Aetna | $16,283 | 2.0× | 1 |
| BCBS IL | $19,274 | 2.3× | 4 |
| Cigna | $17,460 | 2.1× | 2 |
| UnitedHealthcare | $11,566 | 1.4× | 4 |
| University of Chicago Medical Center median $20,073 · local Medicare $8,276 · file 2026-04-01 | |||
| Aetna | $20,073 | 2.4× | 2 |
| BCBS IL | $21,198 | 2.6× | 1 |
| Cigna | $15,662 | 1.9× | 2 |
| Oscar | $14,030 | 1.7× | 1 |
| UnitedHealthcare | $22,346 | 2.7× | 1 |
Questions
How much does vaginal delivery cost with commercial insurance in Chicago IL?
8 Chicago IL hospitals post usable commercial rates for CPT 59409, hospital outpatient. The median across hospitals is $4,313; hospital medians range from $2,385 to $7,494. Your cost depends on your plan's deductible and coinsurance.